obamacare missing something

[dilbert firestorm]

I must be missing something with regards to obamacare.

if obamacare is repealed, the laws governing insurance is no longer in effect. so why would people say if its repealed, people will lose their insurance.

I would think some aspect of peoples insurance would change, as long as they are able to pay it.

Congress should pass legislation disallowing insurance Co from denying people with preexisting condition from getting insurance.

insurance markets should be allowed to be sold across states.

[LexusLover]

Originally Posted by dilbert firestorm

if obamacare is repealed, the laws governing insurance is no longer in effect. so why would people say if its repealed, people will lose their insurance.

Those receiving taxpayer money to pay their premiums won't get it.

[instfixer]

Originally Posted by dilbert firestorm

insurance markets should be allowed to be sold across states.

I agree, except it will not make much difference except in markets where there is a metropolitan area next to a state line. Insurance seems to have gone the HMO route where one has to pick from doctors in the insurance company's network. One time through employer insurance I had to change doctors every year because the company went with different insurance companies every year. Medicare health insurance is the same way. Two years ago I was on Texan Plus, then I went with Memorial Herman, luckily my GP was on both networks. What did change were the specialists

[LexusLover]

Insurance is sold across state lines now...in the sense that residents of one state are covered by insurance doing business in another state. BEFORE ObaminableCare.

[instfixer]

Originally Posted by dilbert firestorm

Congress should pass legislation disallowing insurance Co from denying people with preexisting condition from getting insurance.

How will costs be balanced except by making everyone buy health insurance?
In employer health insurance, the more older workers that a company has, the higher health insurance premiums that a company has to pay for. So in an economic downturn guess who gets laid off? the older worker ! Especially those with chronic conditions!

[Old-T]

Originally Posted by dilbert firestorm

I must be missing something with regards to obamacare.

if obamacare is repealed, the laws governing insurance is no longer in effect. so why would people say if its repealed, people will lose their insurance.

I would think some aspect of peoples insurance would change, as long as they are able to pay it.

Congress should pass legislation disallowing insurance Co from denying people with preexisting condition from getting insurance.

insurance markets should be allowed to be sold across states.

So long as you allow preexisting conditions you have a difficult problem:
--Why should I buy insurance while I am healthy?
--When I get seriously ill, then I buy it
--Rates would be astronomical

Oversimplification, but only a little.

[LexusLover]

Originally Posted by instfixer

How will costs be balanced except by making everyone buy health insurance?

Mandatory health insurance does not affect costs....

Does mandatory automobile insurance drive down the cost of new motor vehicles and/or repair costs?

But you have hit on the flaw in ObaminableCare ... A real motivation behind it is step one to the "one payer" system .. which means the Government will be supplying all the health coverage for those persons LIVING in the U.S.

The other purpose (IMO) was to bail out the failing California insurance coverage for retirees, particularly those retiring from local and state government jobs. See Nancy Pelosi. A critical review of the "California Retirement Scandal" will demonstrate also the motivation for California to quit being the State of California and become a different entity (a country)!!!! There are MANY persons who retired from government jobs in California and moved from California so they could survive on a lower cost of living standard outside of California .... ~!!!!

[gnadfly]

As I've written before, the cost of my family health insurance has almost tripled in the last 5 years. Co-pays and deducts have also increased.

Somebody needs to do something to bring the cost down.

[rexdutchman]

Free the market - across state lines , the government mandating insurance is what pushing the costs up Oh and now the libtards what to know who's going to pay to replace the ACA that was never workable from the start ?

[wordup666]

Poor people using Obamacare will go back to using the emergency room like before. Several hospitals have said if this happens they may go broke.

[dilbert firestorm]

I don't think that will happen.

I've been seeing more small satellite Emergency clinics in my area.

they appear to be clinics with EMT equipment.

[dilbert firestorm]

Originally Posted by LexusLover

Those receiving taxpayer money to pay their premiums won't get it.

oh yeah, the subsidy. got it.

how many are on subsidy?

[GlobeSpotter]

Originally Posted by dilbert firestorm

oh yeah, the subsidy. got it.

how many are on subsidy?

subsidies start at a family making under 94k per year

the less you make, the less you pay.

you do the math

A WHOLE FUCKIN BUNCH THATS HOW MANY

[LexusLover]

Originally Posted by GlobeSpotter

subsidies start at a family making under 94k per year

the less you make, the less you pay.

you do the math

A WHOLE FUCKIN BUNCH THATS HOW MANY

What they didn't say is ... they have to pay it back .... and

.. the IRS is beginning to do audits on the disclosures to qualify.*

*Now that they quit auditing Conservative groups, although the Trump EO on agencies might have stopped those audits on subsidy recipients.

[gnadfly]

Originally Posted by dilbert firestorm

I don't think that will happen.

I've been seeing more small satellite Emergency clinics in my area.

they appear to be clinics with EMT equipment.

Literally 7 of those emergency clinics have sprouted up in about a 2 mile radius the last 3 years. 3 clinics are on the same side of the road within a third of mile of each other. My guess is they cost 2 to 7 million dollars to build each of them. None has significant business. Finally one shut down last week.

I doubt they treat people for free.