Medical Necessity

[intldjgig]

Some high-deductible insurance plans (e.g. HSA plans) and other benefits (e.g. FSA’s) allow for massage therapy as an eligible expense with either a doctor’s prescription or a Statement of Medical Necessity. I’m curious if anyone has ever looked into this to cover non-tip expenses with LMT’s or even AMP’s that have a massage license. Could an LMT bill the entire session amount? Is there a cap on the fee?

I’m well aware that this is a gray area, but I’m curious from both an intellectual standpoint and a practical standpoint. Please DM if you’re uncomfortable discussing in public.

My current work has a pronounced physical element, and I’ve got legitimate issues diagnosed by an orthopedist. So while I recognize that there’s a funny element to what I’m asking, it’s a serious question.

[yourdesire]

Interesting, maybe I need to check into this. I keep saying that insurance companies should cover us