Unicorn post: provider conscientiously fulfilled hobbyist loan

[TravelingTex]

This may be the very first post of its kind, ever, and one of the too-rare positive, uplifting posts in this forum. I need to call out Jade Rose for coming through honorably on a loan I made her some months ago. First I'm gonna brag on her, then I've got some suggestions if you ever find yourself contemplating lending money to a provider.

Jade needed money for her wisdom teeth extraction and approached me hesitantly and politely. I agreed to help, partly out of self-interest because I've come to love her oral skills. She accepted my terms without haggling on either part, and honorably came through with her end of the deal although it took some time both for her recuperation and our mutual schedules. There was never any drama or reluctance to do the right thing. In fact, in keeping with her overall, flawless TCB, she even reached out to me proactively to offer another pre-paid session when she hadn't heard from me in a while due to my own schedule. Jade is an honorable, positive asset to this community.

That said, if you're a hobbyist contemplating lending money to a provider, the first rule is Don't Do It. And with THAT said, here are some best practices for you:

--consider this money gone. Like sitting down at a blackjack table, know how much you're prepared to lose and mentally treat it as spent, never to be repaid. If you will need that money back at any time, then see the first rule. You shouldn't expect cash-for-cash repayment to begin with, rather, services for cash. (BTW, there's at least one provider who offers prepaid packages of appointments; don't do that, I can tell you from personal experience.)

--has she ever been flaky in any way? If Yes, then see the first rule. If she's habitually late for cash appointments, what do you think she's going to do for the bartered appointments?

--understand exactly where the money is going. If it's going to routine expenses such as rent, then this isn't a loan any more, it's verging on a sugar daddy relationship and that's a separate conversation. It also tells you that her repayment will be slow since she doesn't have her life together for a disciplined budget. A loan should be for a specific, rare event like a medical treatment or car repair. In these cases, if you wish, you're able to provide a credit card number to the vendor, rather than bringing a load of cash to the provider.

--agree on clear, simple expectations for repayment. Say you provide $1,000.; then make a deal for four or five, one-hour appointments, or perhaps one overnight. Don't mix and match half-hours, BNGs, etc. Running tabs get blurry and that leads to frustration for both parties. Re-re-redefine when an appointment is prepaid and then when the deal is done.

Would I lend again? To Jade - sure, no question. She's honorable and smart. To another provider - probably not.

[CubanAva]

I love positive thoughtout posts! Informative, objective and glowing.

[Whispers]

Originally Posted by TravelingTex

This may be the very first post of its kind, ever, and one of the too-rare positive, uplifting posts in this forum. I need to call out Jade Rose for coming through honorably on a loan I made her some months ago. First I'm gonna brag on her, then I've got some suggestions if you ever find yourself contemplating lending money to a provider.

Jade needed money for her wisdom teeth extraction and approached me hesitantly and politely. I agreed to help, partly out of self-interest because I've come to love her oral skills. She accepted my terms without haggling on either part, and honorably came through with her end of the deal although it took some time both for her recuperation and our mutual schedules. There was never any drama or reluctance to do the right thing. In fact, in keeping with her overall, flawless TCB, she even reached out to me proactively to offer another pre-paid session when she hadn't heard from me in a while due to my own schedule. Jade is an honorable, positive asset to this community.

That said, if you're a hobbyist contemplating lending money to a provider, the first rule is Don't Do It. And with THAT said, here are some best practices for you:

--consider this money gone. Like sitting down at a blackjack table, know how much you're prepared to lose and mentally treat it as spent, never to be repaid. If you will need that money back at any time, then see the first rule. You shouldn't expect cash-for-cash repayment to begin with, rather, services for cash. (BTW, there's at least one provider who offers prepaid packages of appointments; don't do that, I can tell you from personal experience.)

--has she ever been flaky in any way? If Yes, then see the first rule. If she's habitually late for cash appointments, what do you think she's going to do for the bartered appointments?

--understand exactly where the money is going. If it's going to routine expenses such as rent, then this isn't a loan any more, it's verging on a sugar daddy relationship and that's a separate conversation. It also tells you that her repayment will be slow since she doesn't have her life together for a disciplined budget. A loan should be for a specific, rare event like a medical treatment or car repair. In these cases, if you wish, you're able to provide a credit card number to the vendor, rather than bringing a load of cash to the provider.

--agree on clear, simple expectations for repayment. Say you provide $1,000.; then make a deal for four or five, one-hour appointments, or perhaps one overnight. Don't mix and match half-hours, BNGs, etc. Running tabs get blurry and that leads to frustration for both parties. Re-re-redefine when an appointment is prepaid and then when the deal is done.

Would I lend again? To Jade - sure, no question. She's honorable and smart. To another provider - probably not.

Gotta love it when some wuss comes along trying to heap praise on one of the whores and in doing so undermines her previous stated posts where she bragged on how great she did between her whoring and porn escapades.

Always suspected she was full of shit. Thanks to the OP for clarifying that!

[assfucker]

Leave it to Skippy to find fault in a good story. So fucking predictable.

[scsholar]

I would of left this story BCD.

[JadeRose]

Originally Posted by Whispers

Gotta love it when some wuss comes along trying to heap praise on one of the whores and in doing so undermines her previous stated posts where she bragged on how great she did between her whoring and porn escapades.

Always suspected she was full of shit. Thanks to the OP for clarifying that!

Lol, thank you whispers. Loans are not something I've needed more than 2-3 times in the last four years, mainly because it was a very large expense for something paid out of pocket needed in a day or two when I was unable to be available for work. Like emergency wisdom teeth surgery. Sometimes dipping a large amount from a savings account is not preferable for some people. My finances have faired pretty damn well the past four years I'm proud to say, considering I mainly see regulars myself and train other fun loving providers on how to make money!

[JadeRose]

Originally Posted by TravelingTex

This may be the very first post of its kind, ever, and one of the too-rare positive, uplifting posts in this forum. I need to call out Jade Rose for coming through honorably on a loan I made her some months ago. First I'm gonna brag on her, then I've got some suggestions if you ever find yourself contemplating lending money to a provider.

Jade needed money for her wisdom teeth extraction and approached me hesitantly and politely. I agreed to help, partly out of self-interest because I've come to love her oral skills. She accepted my terms without haggling on either part, and honorably came through with her end of the deal although it took some time both for her recuperation and our mutual schedules. There was never any drama or reluctance to do the right thing. In fact, in keeping with her overall, flawless TCB, she even reached out to me proactively to offer another pre-paid session when she hadn't heard from me in a while due to my own schedule. Jade is an honorable, positive asset to this community.

That said, if you're a hobbyist contemplating lending money to a provider, the first rule is Don't Do It. And with THAT said, here are some best practices for you:

--consider this money gone. Like sitting down at a blackjack table, know how much you're prepared to lose and mentally treat it as spent, never to be repaid. If you will need that money back at any time, then see the first rule. You shouldn't expect cash-for-cash repayment to begin with, rather, services for cash. (BTW, there's at least one provider who offers prepaid packages of appointments; don't do that, I can tell you from personal experience.)

--has she ever been flaky in any way? If Yes, then see the first rule. If she's habitually late for cash appointments, what do you think she's going to do for the bartered appointments?

--understand exactly where the money is going. If it's going to routine expenses such as rent, then this isn't a loan any more, it's verging on a sugar daddy relationship and that's a separate conversation. It also tells you that her repayment will be slow since she doesn't have her life together for a disciplined budget. A loan should be for a specific, rare event like a medical treatment or car repair. In these cases, if you wish, you're able to provide a credit card number to the vendor, rather than bringing a load of cash to the provider.

--agree on clear, simple expectations for repayment. Say you provide $1,000.; then make a deal for four or five, one-hour appointments, or perhaps one overnight. Don't mix and match half-hours, BNGs, etc. Running tabs get blurry and that leads to frustration for both parties. Re-re-redefine when an appointment is prepaid and then when the deal is done.

Would I lend again? To Jade - sure, no question. She's honorable and smart. To another provider - probably not.

You're too sweet! I really appreciated it, and you are by far one of my favorite people I've met in this hobby! You have always been respectful, more than generous, and LOADS of fun to talk to. Ladies, I highly recommend this client.

[Treetop78759]

Whispers is 100% correct but that shouldn't suprise anyone. He usually is.

[assfucker]

Originally Posted by Treetop78759

Whispers is 100% correct but that shouldn't suprise anyone. He usually is.

Fuck. It's too late for you. You've clearly already splintered.

[Kickrocks]

Originally Posted by JadeRose

Lol, thank you whispers. Loans are not something I've needed more than 2-3 times in the last four years, mainly because it was a very large expense for something paid out of pocket needed in a day or two when I was unable to be available for work. Like emergency wisdom teeth surgery. Sometimes dipping a large amount from a savings account is not preferable for some people. My finances have faired pretty damn well the past four years I'm proud to say, considering I mainly see regulars myself and train other fun loving providers on how to make money!

So you had the money but borrowed it anyways? Wonder if the op knew this?

[Ollie Pop]

Does it matter? He loaned, she borrowed it, she repaid it. Good story, even better outcome. Beats the hell out of 95% of the other back-biting comments or stories that don’t end quite as well.

[Kickrocks]

Just wondering why borrow money if you have it?

[JadeRose]

Originally Posted by Kickrocks

Just wondering why borrow money if you have it?

For a variety of reasons that are a bit too personal to put out in coed at this time. Just saying, People do a lot of different things at different times for different reasons. Probably not for the reasons we assume most of the time.

[Precious_b]

Originally Posted by Kickrocks

Just wondering why borrow money if you have it?

Why don't you PM her?

One reason any fiscally savvy idiot would know (and there are a few that already posted who gloat how well they are financially) is the possibility of a monetary penalty drawing on funds.

Just the calculus of dollars and how they are paid out.

[Kickrocks]

Originally Posted by Precious_b

Why don't you PM her?

One reason any fiscally savvy idiot would know (and there are a few that already posted who gloat how well they are financially) is the possibility of a monetary penalty drawing on funds.

Just the calculus of dollars and how they are paid out.

I've taken out over 10k in cash at a time without penalties. Never heard of being charged for that.