Welcome to ECCIE - Sign up today!

Guest020312-2 · 09-02-2011, 12:56 AM

I am a young provider and looking to get a new car. I am just wondering how exactly do I go about getting a car loan with this profession? I have been doing this for a while but still am a bit unsure about how all this goes..

If I tell the bank I am a professional companion can I get in trouble? If yes, what should I tell them?

Any advice is greatly appreciated!

Shayla · 09-02-2011, 01:03 AM

You'd have to become a licensed escort and claim your taxes. You would need to prove your income to have any accountability.

Gotyour6 · 09-02-2011, 07:28 AM

Put money in an account and borrow off that.

Tell the bank you want a secuerd loan.

If you dont have the funds to do that then as stated above.

You have to prove income and if you cant you have some explianing to do about how you can buy everything you have.

Al Capone was not convicted of murder.

There is someone on this site that does loans for people like you that dont have any reported income.

Guest020312-2 · 09-02-2011, 10:45 AM

I do have a bank account, so should my statements be enough?

acp5762 · 09-02-2011, 12:19 PM

Well of course the best thing you can do is buy a car with cash. But if you have your sights on a vehicle you would have to finance, certainly don't ever let anyone know your sole income is obtained by escorting. Its not that they'll call the police cause they probably won't. But lets put ourselves in the shoes of a loan officer, if you by chance get arrested you can't make any money and you could have difficulties paying the loan. They would consider you a risk. I would most certainly confide in other providers who have been in your situation. Iam sure they would be glad to give you some good information how they went about getting a loan for a major purchase.

Caitlyn · 09-02-2011, 02:39 PM

Your statements and tax returns are enough. You can say you are a massage therapist, or that you clean houses, etc. No one needs to know what you DO if you are self employed. Money talks... Keep it simple.

Caitlyn · 09-02-2011, 02:41 PM

I know an AWESOME lot, who have high end cars, who dont give a shit. If you have facebook.. look up "Auto Loans"... Thats the name of the page. Give him a shout. They are awesome.

petiteassman · 09-02-2011, 03:06 PM

would be greatly enhanced if you explained and perhaps showed the loan officer your job credentials in a private and intimate setting. once he was convinced your skills were of the quality to ensure long term success and the ability to meet your financial obligations then approval is quite likely. of course he my require monthly or weekly evidence that your job skills have not eroded thus maintaining the likely hood of paying off said loan. as often banks require a second opinion do not be shocked or alarmed if the loan officer brings along a friend to verify your job skills

Quote:

Originally Posted by TabooTanner

I am a young provider and looking to get a new car. I am just wondering how exactly do I go about getting a car loan with this profession? I have been doing this for a while but still am a bit unsure about how all this goes..

If I tell the bank I am a professional companion can I get in trouble? If yes, what should I tell them?

Any advice is greatly appreciated!

LAVixian · 09-03-2011, 09:08 PM

The easiest thing to do would be to obtain a part-time job and get a co-signer for a loan. If you are young and do not have a good credit history, most finance companies and dealerships will not be willing to work with you. Unless of course you can find a hobbyist that does this sort of thing like some other people have stated.

LAVixian · 09-03-2011, 09:14 PM

Or you could search through classified ads and try to find a decent used vehicle being sold directly by the owner. Save up a few grand (depending on the vehicle), then you wouldn't even need to worry about getting loans and so forth.

Guest020312-2 · 09-03-2011, 09:42 PM

I think I can get someone to vouch for me to say I clean his house and maybe a few other people

I don't have anyone to cosign so it looks like I am going to try to save up for a good while since I want a newer honda.

Mr MojoRisin · 09-03-2011, 10:00 PM

Quote:

Originally Posted by TabooTanner

I think I can get someone to vouch for me to say I clean his house and maybe a few other people

I don't have anyone to cosign so it looks like I am going to try to save up for a good while since I want a newer honda.

Do you clean houses? Sometimes I can use a little help with that.

Guest020312-2 · 09-03-2011, 10:02 PM

Not very good but I mean.. I have lived alone enough to know how to clean and I look sexy doing it!!

Mr MojoRisin · 09-03-2011, 10:10 PM

Quote:

Originally Posted by TabooTanner

Not very good but I mean.. I have lived alone enough to know how to clean and I look sexy doing it!!

Well Iam sure you would do a good job. I live alone too. But sometimes, I get a little lazy from writting, and I get behind. Thank you for your interests.

LAVixian · 09-03-2011, 11:32 PM

back in '06 i bought a used vehicle for around 2k. after a while, i was able to trade it in for something better that i wanted. i know it's tough chic. hang in there.