Quote:
Originally Posted by CuteOldGuy
But, CBJ7. You said the policies being cancelled are sub-standard. I was just asking what they lacked, since you made it sound like you knew. You don't know, so you really don't know what you're talking about.
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but?
put two together and compare them Ace
I ask you how many different types of private policies there are ... any answer ?
never mind, you're an idget and wont answer ...
gnaw on this and pretend you understand..
Your insurance company is no longer allowed to cancel your policy if you get sick
- Your insurance company cannot deny you coverage or charge you more if you have a pre-existing health condition
- Your insurance company must allow you to keep your children on your plan until they turn 26 years old or get a job that provides health insurance.
- Your insurance company cannot impose lifetime caps on you health coverage.
- And perhaps most relevant to current discussion about insurance companies canceling substandard policies, your insurance company must cover what are called “essential health benefits.”
What are “essential health benefits?”
They are
clearly defined on HealthCare.gov
:
“Essential health benefits must include items and services within at least the following 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.”
anything without those qualifications are substandard to ACA.
who needs any of that shit anyway, it might keep someone alive.
