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Originally Posted by adav8s28
Four things:
1. Your article said the same thing I did, in 2018 there was at least one health insurance provider in every county in the USA.
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Yay, a whole 1 in many areas monopolizing those areas giving little to no choice to people in those areas. NOT the promise of Obamacare exchanges and much smaller than the initial offerings. Insurers fled over time.
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Originally Posted by adav8s28
2. In 2014 a lot companies lost money selling policies at Health Care.Gov. However, according to your article companies MADE profit in 2017.
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And continued to flee until an anemic recovery in 2018. And done by overburdening premiums and out of pocket expenses, especially to those in non subsidized plans. Again, Not the promise that was Obamacare.
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Originally Posted by adav8s28
3. Before the ACA law was passed people with pre-existing conditions could not even purchase health insurance in the individual market even if they could afford to. Twenty million citizens got health insurance who did not have it before the ACA was implemented.
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A large portion of that increase in numbers covered was due to the Medicaid expansion that really wasn't Obamacare and was simply another tax grab to expand Social Welfare. The other significant portion came from the scam of the mandate which has been removed and as the above chart from BB shows, looks to shrink radically. And will be another death knell to the insurers that are currently making a profit since 2017.
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Originally Posted by adav8s28
4. From your own article there is enough health insurance companies participating. Couple that with the fact that Trump can't remove the subsidy to help pay premium with an executive order, the ACA will be here to stay. If the ACA was going to collapse from its own weight, that would have already happened.
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A piece of the ACA will remain, yes, I never said complete collapse. Just that it continues to collapse of it's own weight, the removal of certain regulations contained within it, and the basic fact it's meeting almost none of it's initial promises.
It's already a shell of what it was(a debacle in the first place) and I still think the removal of the mandate is going to have far wider ramifications moving forward as other offerings(such as catastrophic plans/etc.) begin to be made available again.