Quote:
Originally Posted by gnadfly
The whole premise of lowering health insurance costs and increasing the number of people who have "private" insurance is a lie.
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You lie just like your buddy Lexus Lover. There was a net gain of the number of people getting "private" insurance because of the ACA. Some people got a subsidy from the Federal government and some people did not get a subsidy. If your income was in the category of family of 4 and > $24,000 and < $94,000 you got a subsidy. If your income was family of 4 and > $94,000 you did not get a subsidy. This has been stated a thousand times already.
Everyone's insurance has gone up for two reasons. One, the health insurance companies can't pick and choose who they want to insure and must take on more risk. Two, not enough low risk policy holders are signing up, the risk from the high risk policy holders can't be balanced out. This is magnified in the states where insurance companies have asked for rate increases over 20 percent( which must be approved by commissioner of insurance for that state). The claims paid out was greater than premiums collected in these states with the high rate increase. There was about 10 of them listed in another thread. This was the whole point of the individual mandate, to try and balance out the risk.
