Ever happened to you?

[GlobeSpotter]

Originally Posted by pyramider

Any fucktard that has been around and seen several ladies has been approached about a loan.

+1

[ZedX79]

I don't loan, I don't ask.

[SexyCassandra]

Originally Posted by pyramider

Any fucktard that has been around and seen several ladies has been approached about a loan.

This I know. I mainly wanted to know how people handle the situation, and if you guys are turned off by it. Does it make you feel awkward being put in that position?
I know people need help sometimes. I get that. What I don't understand is why women would ask a person they don't know that they are doing business with.
I understand comfort and friends being friends helping out.
But what if you only had a session or two? Well in this case that was the situation.
I cant wrap my head around the fact that women have a couple or even a few sessions and feel comfortable enough to ask for money or loans. I think its weird and would make a person uncomfortable.
Having someone that you Know ask for a loan can make some people uneasy.
Let alone someone that you don't even know there real name.

Thanks so much for your responses. Especially the one who admitted loaning money.
You guys are brave souls.

[GymRat]

I don’t think I would ever loan an individual money without drawing up a contract. Had one longtime friend (20 years) never pay me back one dime of the 4 grand I loaned him for a divorce. Loaned a coworker 2 grand that was supposed to be paid back in a couple of months, and it took him almost a year. I’ll never loan anyone money again unless they are willing to sign a contract and perhaps put up some assets. If they don’t like it, see if they can get a better deal for a personal loan through a bank.

[Diabolo]

Cassandra, loaning money to family is a really bad business decision... loaning money to people that you just met or even to those with whom you have developed a good rapport/relationship as a result of extended dealings because of your business? hmmm, not good either.

I have loaned money a couple of times, but as many mentioned before, I did it expecting to not get a cent back. One of the ladies paid back in full and even compensated me with extra perks. The other? haven't heard a peep from her after 2+ years.

Originally Posted by theCFE

We're in a business where it's incredibly easy to make money, so it's always odd to me to see this come up. That said, there could be health issues involved that would prevent a lady from working; I would imagine the majority of providers do not have health insurance. In that case, a little charity may be in order.

theCFE, I agree with you here but there are two statements that just don't click for me.

Said statements:

1) We're in a business where it's incredibly easy to make money.

2) I would imagine the majority of providers do not have health insurance.

#1 is a given, of course. Even if you aren't in it 100%, you can still make a pretty penny... and keep it as long as you don't go crazy with overly superfluous expenditures.

But #2 is the one I don't understand at all and just wonder why that would be? Given the marketplace that's Houston and the ongoing rates that many providers charge, I cannot fathom why they would not invest in getting health insurance. Heck, an expensive individual PPO plan with a highly rated insurer and with very good deductibles would run you what, $250/$300 per month? that is what, a regular or regular plus session for many? the way I see it, that should be a priority and not an afterthought, specially when all of us are so exposed to a variety of medical conditions.

Just my $0.02.

[Capt. Lincoln F. Stern]

never have loaned anyone a substantial amount of money.. but have given someone 20-30 bucks to get gas to get them to their job till payday.. been paid back for that.

IMHO, a provider if she needs some quick cash and is capable of working (not sick) all she needs to do is run a special, drop price for a couple of days and gen the $$$..

The only reason why anyone is asking for a loan is they had a financial emergency (vehicle trouble, or had to go to the hospital etc...) or you need some gas money to make to your next scheduled payday... that sort of thing....

A provider can gen $$$ by offering a special which can bring in new customers.. or offer it to the regulars

And yes your business is not a "required" service... it is a "when wanted" .

I work in I.T. and it is either feast or famine... there have been times where the small jobs were so many that I was working 7 days a week (when I am not contracted out, I work for myself) and then there are times where everything is running smooth and I am not needed.

[SexyCassandra]

[QUOTE=Diabolo;1052947351I have loaned money a couple of times, but as many mentioned before, I did it expecting to not get a cent back. One of the ladies paid back in full and even compensated me with extra perks. The other? haven't heard a peep from her after 2+ years.

I have to ask. Which one did you loan to first? The one did or didn't pay you back?

[Lexieinhouston]

Until you've been in a situation where you had to ask for a loan & have exhausted all of your other options Cassandra, then it's something you'll never understand. To me this thread is just one of those let's pick out things that provider's other than myself do and tear them down for it, and it's not cool. As a single/widowed Mom, I've gotten loans from friends here and repaid them & frankly, I'm not sure what I'd have done at the time without caring and generous people out there. I think you need to question yourself about why it is you felt the need to start a thread like this and I'm saying this on behalf of all the ladies in the future who may need help at one point or another, and that would include you. You never know what the future may bring into your world.



~

[Diabolo]

Originally Posted by SexyCassandra

I have to ask. Which one did you loan to first? The one did or didn't pay you back?

First loan was paid in full by provider A. I had seen her a total of 3 times (all multiple-hour dates) prior to her asking for the loan. Amount loaned was $500 (real, confirmed family medical emergency... I met with her at the ER). Not only she paid me back but offered me two 1-hour sessions free of charge for having helped her out.

A few months later, provider B asked for one and I loaned her some money. Btw, this was a provider I've visited with at least 10 times prior to this event and who I thought would not have an issue repaying... but she never did and totally ignored me since (I only inquired about how she was doing once... after getting no reply, I just let it go). Loan amount was $125.

[Don T. Lukbak]

The only reason to lend a girl money is if you can't think of a better way to get her to leave you alone.

Otherwise: "I'd love to be able to help you, Babydoll, but - alas - right now all my assets are tied up in cash." The blank looks, priceless...as she goes "Wait! What?"

[SexyCassandra]

Originally Posted by Lexieinhouston

Until you've been in a situation where you had to ask for a loan & have exhausted all of your other options Cassandra, then it's something you'll never understand. To me this thread is just one of those let's pick out things that provider's other than myself do and tear them down for it, and it's not cool. As a single/widowed Mom, I've gotten loans from friends here and repaid them & frankly, I'm not sure what I'd have done at the time without caring and generous people out there. I think you need to question yourself about why it is you felt the need to start a thread like this and I'm saying this on behalf of all the ladies in the future who may need help at one point or another, and that would include you. You never know what the future may bring into your world.

~

I don't need to question myself nor am I trying to tear anyone down. I am simply asked the men how it makes them feel. Does it keep them from going back or is it just something that happens often so people except it and think nothing of it.
Maybe if you go back and reread I am positive you will understand that you misunderstood.
I am sorry about your hardships. Everyone of us has something in life that we have to overcome. We all come across struggles , trial and tribulations. I assure you I have had and have my fair share. After all this thing is called LIFE it happens to us all. So yes I am certain that I will run into some sort of circumstance again.
However I still have my opinion and I am not sorry. I am not going to walk on eggshells b/c I don't know you, you don't know me. So this was not a personal attack on you or anyone.
I understand reading this thread and you being in the position yourself how you must feel. But I feel your letting your emotions take this to the heart.
Again this is not a personal attack its a few questions for the gentlemen so I can pick their brains for a better understanding.

[SexyCassandra]

Originally Posted by Don T. Lukbak

The only reason to lend a girl money is if you can't think of a better way to get her to leave you alone.

Otherwise: "I'd love to be able to help you, Babydoll, but - alas - right now all my assets are tied up in cash." The blank looks, priceless...as she goes "Wait! What?"

SO TRUE!! I feel the same. If someone I don't care for to much asks me for a loan Ill give it to them. Because you know they will never call you again. Or at least they will know better to ask for another loan. its a win win.

[jbravo_123]

Originally Posted by theCFE

We're in a business where it's incredibly easy to make money, so it's always odd to me to see this come up.

On this part, it doesn't actually surprise me. People, no matter their income bracket, tend to spend what they make. Saving and thinking ahead for the future is simply not something that seems to be ingrained into humanity's genetic code. There are plenty of people who make 6 figures a year and are still heavily in debt and living from paycheck to paycheck.

I can't think that many people who probably didn't grow up with that much money handling the sudden influx of liquid cash all that well especially when you're at such a young age (as many providers typically are).

Originally Posted by Diabolo

But #2 is the one I don't understand at all and just wonder why that would be? Given the marketplace that's Houston and the ongoing rates that many providers charge, I cannot fathom why they would not invest in getting health insurance. Heck, an expensive individual PPO plan with a highly rated insurer and with very good deductibles would run you what, $250/$300 per month? that is what, a regular or regular plus session for many? the way I see it, that should be a priority and not an afterthought, specially when all of us are so exposed to a variety of medical conditions.

Just my $0.02.

I think this is mostly a younger person mentality. Even in the civilian world where many jobs will subsidize health insurance, many young people choose not to get health insurance because they don't believe anything bad can/will happen to them.

I'd guesstimate costs to be higher than what you listed, but still easily payable for what many providers likely make.

[Lexieinhouston]

Originally Posted by SexyCassandra

Ok so this is a question that I have just out of curiosity.

Even though I have been out taking a break I still keep in close touch with a few favorite clients. Weird I know but these three had the same exact experience concerning three completely different providers.

That awkward moment where you get a text out of the blue from a provider asking for money and or loans.

Do you find it unprofessional? Do you find it acceptable? Does this keep you from wanting to see them again in the future? Would this make you feel the need to warn others?

Personally I think talking about money is tacky. I think I would feel more uncomfortable asking then the person / client.
But then again I was surprised to hear such different takes on the same situation from three individuals.

Anyone care to share if this has happened to you? Or your opinion on it if it were to be in that situation?

I read your comments & yeah, you did point out that you think it's "tacky," thereby zeroing in on any lady who's ever asked for help, or who may in the future. I find it illuminating that you would be discussing this subject with your clients, yet still feel the need to start a threAD about it. If a gentleman offers to help someone, then why is that your any of your business? Especially, since you have no plans to ask for a loan yourself? By the way, I would much rather set up a brunch than ask for a loan, but that isn't always possible between people due to schedules/locations. Not everyone is willing or able to have a revolving door, etc.

This is similar to starting a thread asking guys how they could possibly enjoy someone who doesn't do CIM/swallow, or who only does CBJ.





~

[Diabolo]

Originally Posted by Lexieinhouston

This is similar to starting a thread asking guys how they could possibly enjoy someone who doesn't do CIM/swallow, or who only does CBJ.

~

Hmmm, and why is that a problem? isn't this an open forum in which, as long as the established rules are respected, we can discuss many a thing?

I really see no ill intent coming from the OP... she and many others (including you) are just expressing their opinions. Some will agree, some won't but that doesn't make it a questionable thread.