The Senate tax bill eliminates the ACA individual mandate.

[bambino]

Originally Posted by StandinStraight

So tell me Bambino why would you be happy that the mandate might go away? I assume it’s not because it’s going to cause your health insurance cost to increase, could it just be because it’s called Obama Care and he isn’t white?

No you fucking idiot. My HC insurance has gone thru the roof since the ACA. A few years ago I was paying $980 monthly premium and a $2500 deductible for a family of 4. I just received my ACA plan for next year. $1400 monthly premium and a $5000 desductable for two people. I’m paying for care I don’t want or need and to take care of deadbeats like you. I’d be better opting out and pay as I go. I don’t go to doctors much at this point in my life anyway. I would rather buy a plan that fits my needs but there isn’t many options now are there now SStupid.

[LexusLover]

Originally Posted by bambino

I’d be better opting out and pay as I go. I don’t go to doctors much at this point in my life anyway. I would rather buy a plan that fits my needs but there isn’t many options now are there now SStupid.

There are still plans out there for "major medical/hospitalization" with a hefty deductible within reasonable premium parameters, but some states will not allow coverage by the carrier in their state unless "approved" by the state insurance oversight agency, which is a change that is being sought (shopping in interstate commerce). Texas has had and does have a lot of options for flexible coverage and did so before the ACA, and that included insurance for dependents that is dirt cheap. The ACA just allowed carriers with certain coverage to "advertise" and "enroll" through the Federal portal.

The carriers are bailing out and it will collapse in short order. Short of major surgery you can survive with "shopping" doctors and they will often cut your fees when you are paying out of pocket ... and pharmacies have discount programs (drug companies also for high priced specialty drugs.)

For years I was "self-insured" and it was cheaper than paying the premiums, deductibles, and copays. But if you have kids that may not be an option, depending on their general health AND you all being proactive in maintaining healthy, safe habits.

[StandinStraight]

Originally Posted by LexusLover

I guess at some point you will explain how eliminating the penalty-tax will increase "insurance costs" (and I "assume" you mean premiums to the consumer) .... since premiums and copays (deductibles) have been going up WITH IT!

But if you can't, that's fine, because the people you are parroting can't either! Some of us understand that. You could always call The View Ladies!

They know everything! Like you do.

The purpose of the mandate was to force more people into the insurance pool, this keeps premium costs down because the more people you have in the pool the further the risk is spread out, that’s how all insurances work. That’s why if you drive a car you have to have insurance regardless of your driving abilities or wants.
Without the mandate you end up with more sick people in the pool and higher premiums for all of us. Plus some of those that choose not to have insurance will still get sick when they go to the emergency rooms they get treatment that we will have to pay for.
The mandate was a good thing that helped to insure more people and keep costs down!
The only reason it is being taken away is to give more of a tax break to the wealthy!

The only reason Anyone would applaud its demise is ignorance, prejudice, or greed.

[LexusLover]

Originally Posted by StandinStraight

The purpose of the mandate was to force more people into the insurance pool,....

... if that was the "purpose" then it was like most all of the other shit Liberals dream up .... it doesn't work!!!!

Not everyone is as stupid as Liberals are .... for instance ...

... only a Liberal would pay $2,000 a month for health insurance coverage when he/she can pay $750 A YEAR and not have to carry any health insurance.

That's why Gruber is still laughing his ass off at you guys.

Now: Go pretend to be smart with someone else. It ain't workin'!

Just like the ACA "ain't workin'"!

I'll save you the further embarrassment of discussing the costs to the taxpayers to support those who can't pay the premiums and the health insurance carriers who cannot afford to pay the benefits required by the ACA.

Besides ... I doubt you are smart enough to get embarrased.

[StandinStraight]

Originally Posted by LexusLover

There are still plans out there for "major medical/hospitalization" with a hefty deductible within reasonable premium parameters, but some states will not allow coverage by the carrier in their state unless "approved" by the state insurance oversight agency, which is a change that is being sought (shopping in interstate commerce). Texas has had and does have a lot of options for flexible coverage and did so before the ACA, and that included insurance for dependents that is dirt cheap. The ACA just allowed carriers with certain coverage to "advertise" and "enroll" through the Federal portal.

The carriers are bailing out and it will collapse in short order. Short of major surgery you can survive with "shopping" doctors and they will often cut your fees when you are paying out of pocket ... and pharmacies have discount programs (drug companies also for high priced specialty drugs.)

For years I was "self-insured" and it was cheaper than paying the premiums, deductibles, and copays. But if you have kids that may not be an option, depending on their general health AND you all being proactive in maintaining healthy, safe habits.

Yes there were plenty of dirt cheap plans before Obamacare because the insurance companies were free to offer plans that covered very little so they were cheaper if you never got sick, if you got sick they were catastrophic.
I am glad you lucked out self insuring yourself but if you had run up millions in health bills during that time I doubt that you would be recommending it to anyone.

[StandinStraight]

Originally Posted by LexusLover

... if that was the "purpose" then it was like most all of the other shit Liberals dream up .... it doesn't work!!!!

Not everyone is as stupid as Liberals are .... for instance ...

... only a Liberal would pay $2,000 a month for health insurance coverage when he/she can pay $750 A YEAR and not have to carry any health insurance.

That's why Gruber is still laughing his ass off at you guys.

Now: Go pretend to be smart with someone else. It ain't workin'!

Just like the ACA "ain't workin'"!

I'll save you the further embarrassment of discussing the costs to the taxpayers to support those who can't pay the premiums and the health insurance carriers who cannot afford to pay the benefits required by the ACA.

Besides ... I doubt you are smart enough to get embarrased.

Actually only a stupid and ignorant person would choose to go without health insurance and pay the fine instead, that’s why you would probably pay the fine.

[LexusLover]

Originally Posted by StandinStraight

Actually only a stupid and ignorant person would choose to go without health insurance and pay the fine instead, that’s why you would probably pay the fine.

Actually, as a Liberal you still don't know what the fuck you're talking about. There are MANY MAJOR CORPORATIONS that are Self-Insured ... and many individuals who are also .....

.. but I understand your stupidity based on your Liberal Views (as opposed to "thinking" because it's not) .... which are it must come from the Government!!!!

You started out by saying the "tax" was to compel people to buy it ... (health insurance) .... so when I said it would be stupid ...... to believe it would compel anyone to buy insurance ....

then in your typical Liberal knee-jerk response ... you call them "stupid" for not having insurance in the first place!!!!!

Let me try something you know about ... shoplifting ....

You would make the fine for stealing a $50 pair of sunglasses $10! That's what the ACA does! According to YOU! And you would actually believe someone would refrain from stealing a $50 pair of sunglasses because of your $10 fine!

Like I said: Gruber is laughing his ass off at you!

In fact Gruber was laughing his ass off at all your Liberals.

[LexusLover]

Originally Posted by StandinStraight

Yes there were plenty of dirt cheap plans before Obamacare ....

... there still are you fool.

Do you think Obamacare cancelled all other insurance plans?

Have you even read the ACA? (Forget the regs!)

Sarah Palin knows more about it than you do!

[StandinStraight]

Originally Posted by LexusLover

Actually, as a Liberal you still don't know what the fuck you're talking about. There are MANY MAJOR CORPORATIONS that are Self-Insured ... and many individuals who are also .....

.. but I understand your stupidity based on your Liberal Views (as opposed to "thinking" because it's not) .... which are it must come from the Government!!!!

You started out by saying the "tax" was to compel people to buy it ... (health insurance) .... so when I said it would be stupid ...... to believe it would compel anyone to buy insurance ....

then in your typical Liberal knee-jerk response ... you call them "stupid" for not having insurance in the first place!!!!!

Let me try something you know about ... shoplifting ....

You would make the fine for stealing a $50 pair of sunglasses $10! That's what the ACA does! According to YOU! And you would actually believe someone would refrain from stealing a $50 pair of sunglasses because of your $10 fine!

Like I said: Gruber is laughing his ass off at you!

In fact Gruber was laughing his ass off at all your Liberals.

Like I said dipshit self insuring yourself only works if your lucky enough to not have major medical bills, it is a huge risk! Like all republitards you have no common sense or ability to reason. I give you facts and take the time to explain to you how things work and it goes right over your head and you whine like a little girl “ I self insured and it worked for me” , yes moron it did because you didn’t get sick!

[lustylad]

Originally Posted by StandinStraight

So tell me Bambino why would you be happy that the mandate might go away?

How about this, you phony, shit-stirring, bleeding heart libtard ... the mandate needs to go because it imposes a HIGHLY REGRESSIVE TAX on people at the lowest end of the income scale. 80% of those who pay it earn less than $50,000 a year. It whacks the poor the hardest.

Aren't you phony libtards supposed to be all about making the rich pay more taxes, not the poor?

[StandinStraight]

Originally Posted by bambino

No you fucking idiot. My HC insurance has gone thru the roof since the ACA. A few years ago I was paying $980 monthly premium and a $2500 deductible for a family of 4. I just received my ACA plan for next year. $1400 monthly premium and a $5000 desductable for two people. I’m paying for care I don’t want or need and to take care of deadbeats like you. I’d be better opting out and pay as I go. I don’t go to doctors much at this point in my life anyway. I would rather buy a plan that fits my needs but there isn’t many options now are there now SStupid.

You say “ I don’t get sick much now anyways I’d rather buy to my needs” , that is the stupidest logic and puts you right up there with Lexus for Moron of the day. The reason for insurance is that we never know when we will get sick. It’s like saying I don’t wreck much so I don’t need auto insurance, ya but what if you do? So the policy your looking for is something really cheap which means it won’t cover anything, they don’t have cheap good policies. Buy one and then get sick and see how happy you are. Insurance companies would love to take your money and give you nothing and let you assume the risk, the ACA prevents garbage policies.

The reason premiums are so high isn’t the ACA it’s the unwillingness of republicans to regulate the insurance market and premium rates and drug costs.

[LexusLover]

Originally Posted by StandinStraight

Like I said dipshit self insuring yourself only works if your lucky enough ....

... knowing English is always helpful when calling someone names that implies they don't know what they are talking about!!!!

One would believe by now you would have improved your English!!!

Elitist Sophistication at It's Finest!
VVVVVVV

http://www.eccie.net/showthread.php?t=1976312
The Political Forum: Another Day Another Trump Embarrassment: Post #4;Feb.15,2017 @ 3:03 PM
StandInStraight: “... finally someone from Texas that isn't a uneducated deplorable!”

It's almost 10 months!

Of course if you knew English you could read up on "self-insuring" oneself and ones employees!!!! And you could also learn how to "co-op" and "pool" small businesses into a "group" for the purpose of self-insuring all the employees in the group!!! But you are too stupid so you rely on the Government to do it for you!!!!

[LexusLover]

Originally Posted by StandinStraight

The reason premiums are so high isn’t the ACA it’s the unwillingness of republicans to regulate the insurance market and premium rates and drug costs.

This isn't the dumbest thing you've said, but close.

The DEMOCRATS passed the ACA and the DEMOCRATS issued the regs!

The Republicans had NOTHING to do with the PASSAGE of the ACA!

Remember? Oh! I keep forgetting.

You're a retarded fool ... or a liar. You pick!

Download these and replay them regularly!

https://www.youtube.com/watch?v=Adrdmmh7bMo

Gruber is a smart guy! He knows you are dumb!

[flghtr65]

Originally Posted by bambino

Trumps getting two birds with one stone:


http://amp.timeinc.net/time/money/50...vidual-mandate

Bye Bye ACA

The ACA isn't going away. The government subsidy to help pay for the premium will still be available. Your problem is you don't understand the law.

Eliminating the individual mandate will result in two things. Some low risk people will stop buying health insurance. The risk pools will become more negative, premium costs will go up. The subsidy for a family of 2 that makes less than 50,000 will go up as well. So, instead of the government subsidy being $400 it will increase to like $550. The ACA is alive as long as there is government subsidy to help pay for premium. The senate tax bill did not change that.

Maybe you can get Lexus Lover to send you his copy of the ACA. He said he down loaded it.

[LexusLover]

Originally Posted by flghtr65

The ACA isn't going away. The government subsidy to help pay for the premium will still be available. Your problem is you don't understand the law.


Maybe you can get Lexus Lover to send you his copy of the ACA. He said he down loaded it.

And Flighty does "understand the law"? He doesn't need a copy. Gruber explains it to him!!!

So does Sarah Palin ... understand the law!

If you need to know how to download a copy, just let me know. Then you can start downloading the regs .... as Pelosi implied .... "the Devil" is in the details!!!!

She passed it before she read it! Remember!!!

There is no such thing as Obamacare ... it's a fiction.

It was more like a ponzi scheme that would wreck the private insurance business and make it necessary to convert the country to a "one-payor" system, which really meant three different insurance coverage systems ... one for the poor people, one for the government people, and one for the rich people.

The other purpose was to bail out California's disaster retirement created by the Liberals who know more about pissing off money than they do making it and their enabling partners in the California legislature.

Trump came in and screwed up their bankrupting plans.

There are two different ways to perform surgery: a dull knife or a sharp one! It just depends on how much pain you like to experience.