OP - many area attorneys will be glad to give you a no-cost 10-15 consultation in claims, both small and large. Bexar County Bar Association
www.sanantoniobar.org used to have (may still have) a Saturday "call the lawyer" phone bank project; if not, try the same in Harris County (Houston) or Tarrant County (Dallas).
Make sure you have as much paperwork as you can muster to help them guide you. I have known several area attorneys who fill for a relatively small fee (300-500) even take a JP court case depending on the quality of the documentation -- and also depending on if the plaintiff knows where the bank account(s) might be.
State lines are not a bar to judgments across state lines but different state laws will apply if the enforcement is out of state..
How to start the small claims process in Bexar County.
Similar links to courts in Austin, Dallas, Houston, etc.
http://home.bexar.org/jp/smallclaims.html
There is a $10,000 limit on the effort in Jutice of the Peace court; higher amounts must go to a more senior court.
Wage garnishment in Texas is restricted to only a very few causes, such as tax recovery by the IRS, child support, alimony, student loans and a few instances.
However, otherwise virtually every other monetary asset (usually a bank account) of a defendant at fault can usually be accomplished via due process, assuming the plaintiff knows how to locate the deposit. This is called "attachment," and virtually every bank account is vulnerable to attachment with the exception being that funds from Social Security and some other federal payments can usually be protected.
Depending on the bank's own policies, a depositor may not even get advance notice that a collection is filed or remitted until after the cash is gone.
If you cannot find the cash, establishing a lien against real property (land, buildings, etc.,) a vehicle, boat, etc. is what might come next.
This website offers some insight.
http://texaslawhelp.org/issues/consumer/debt-collection
Very important to know:
Failure to respond on time to even a small claim suit is very risky and usually will result in a default judgment for the plaintiff, which cannot easily be appealed, much less reversed.
Please note: the above is not to be construed as legal advice, only information gained on a personal basis across the years and across state lines, too.