So, my thoughts on this site..
1st, this is an autogenerated site that has been built through Wix Website builder. Reviewing the underlying source code will quickly prove that as Wix has marked it as their own. Wix is free and available to all.
http://www.wix.com/
Like any website builder, this is entirely appropriate for a provider site; not appropriate for an enterprise web site -- because of the inefficient generated code. Writing your own code is almost always more efficient once you learn best practices.
If anyone wanted to copy this site, that could be easily done. In IE 8 or greater, simply expand Tools --> Developer Tools and view the HTML, CSS, and Javascript. Subsitute your own pictures in there and you have a site. Quite easy to do. Use IE 9's networking analyzer capabilities if you want to find the bottleneck in the site though it's pretty clear that what's causing it from looking at the code -- heavy usuage of old time concepts like frames, ect..
Despite a non-corporate design, let's also point out the pros.
1. This site is designed appropriately for the audience. We don't have a team of people working on this one site. We don't need MVC architecture here or other patterns.
2. Red, White, and Blue is a very safe design concept. Associating the provider with the American image is a very safe, time-tested, and astute design strategy.
3. Hopefully, this is cheap. Real Enterprise clients pay big bucks -- as in hundreds of thousands, even millions, of dollars to bring in high powered consultants. This is a practical way to bring the benefits of web business to smaller clientele who don't have those luxuries.
Overall, a good design. If I were leading a team of programmers as an architect, would I recommend this design? no.. But the number one concept on any site is to design the site for your audience. This is entirely appropriate. I give the site an 'A' for practicality.