I hope all of the non-Liberal voted today.

[atlcomedy]

Originally Posted by Camille

Atl, that's a shocking sterotype. That's something that I would expect to come out of the mouth of a BNP voter! As someone with Indian heritage and most especially a grandfather that studied medicine in India, but was frequently asked to consult and lecture in the field of heart surgery in the US, I find it personally offensive too. Good grief....

If you prefer substitute "Chang" & "Shanghai" or "Sanchez" & "Monterey" ... good grief...

Originally Posted by WTF

Doesn't sound like he was talking about your grandfather then....

But he was talking about a very real situation. Importing doctors to lower medical costs. If you focus on the subject matter and not take it personal real discussion may ensue.

I bet Camille would love "Outsourced" on NBC after "The Office"

[Big Juan]

Can't we just stick with the important issues:

Don't ask Don't Tell
The Fed is lowering interest rates and that sent DOW to two-year high
Ok to step on Constitution because it was written by slave owners.

I mean how long are we going to go over that the conservative, pro economy (everyone works and makes money), anti-big government voters
SHELLACED (sp) THEIR ASSES!!!

[Randy4Candy]

Originally Posted by Big Juan

I mean how long are we going to go over that the conservative, pro economy (everyone works and makes money), anti-big government voters
SHELLACED (sp) THEIR ASSES!!!

Nope, they are the supporters of the same guys, Baner/Boner, McConnell, Bush, Cheney and all of the rest who were running the show and rung up the first $1T in deficit after taking over a government that was in the black. That's real anti-big government, I'd say, and with a real concern for future generations, too. Rue(and) Paul, Jr. will have about as much impact as his daddy - Les, er, um, Ron. Life's about to get a lot more complicated for those simpletons when they move from the peanut gallery onto the field. This election is far from over...heh, heh, heh...now them boyz have got to do the do - I don't like their chances (thank goodness!!!).

You guys crack me up.

[Big Juan]

Originally Posted by Randy4Candy

Nope, they are the supporters of the same guys, Baner/Boner, McConnell, Bush, Cheney and all of the rest who were running the show and rung up the first $1T in deficit after taking over a government that was in the black. That's real anti-big government, I'd say, and with a real concern for future generations, too. Rue(and) Paul, Jr. will have about as much impact as his daddy - Les, er, um, Ron. Life's about to get a lot more complicated for those simpletons when they move from the peanut gallery onto the field. This election is far from over...heh, heh, heh...now them boyz have got to do the do - I don't like their chances (thank goodness!!!).

You guys crack me up.

Oh.... you got me there!

[Randy4Candy]

Just a-hanging around waiting to see, but, it's a little unfair to you - I've seen this movie before (and my seat was in DC).

[TexTushHog]

Originally Posted by Rudyard K

So, are you saying doctors will recieve less?...or the hospitals?...or the nurses?...who? Again, the previous money went somewhere...so if you're not going to give it...then someone is going to get less.

C'mon...put on your thinking cap...Who is it going to be?

Hopefully the fucking insurance companies. They take between 30 and 40 cents of every premium dollar. Talk about a complete waste of money that adds zero value to the system.

Originally Posted by Randy4Candy

Nope, they are the supporters of the same guys, Baner/Boner, McConnell, Bush, Cheney and all of the rest who were running the show and rung up the first $1T in deficit after taking over a government that was in the black. That's real anti-big government, I'd say, and with a real concern for future generations, too. Rue(and) Paul, Jr. will have about as much impact as his daddy - Les, er, um, Ron. Life's about to get a lot more complicated for those simpletons when they move from the peanut gallery onto the field. This election is far from over...heh, heh, heh...now them boyz have got to do the do - I don't like their chances (thank goodness!!!).

You guys crack me up.

Yeah, their memory isn't any better than their understanding of economics is it. But at least they have a lot to show for all the money that Shrub spent. Right? Guy? Right? Ya'll did get lots of stuff out of these two wars, right?

[pjorourke]

Originally Posted by TexTushHog

Hopefully the fucking insurance companies. They take between 30 and 40 cents of every premium dollar. Talk about a complete waste of money that adds zero value to the system.

Bullshit! The typical managed care company pays out over 80% of premiums in benefits. There are some niche carriers, like Aflac that pay less, because they only offer partial coverage. But the major carriers that provide the bulk of health insurance (e.g., UNH, AET, CG, HUM, WLP and the other Blues) are in that range. Profit margins in that industry are typically in the range of 2% to 5%.

[Rudyard K]

Originally Posted by TexTushHog

Hopefully the fucking insurance companies. They take between 30 and 40 cents of every premium dollar. Talk about a complete waste of money that adds zero value to the system.

Typical "Your job is easy, and mine is so hard" answer.

I ran a self-insured plan for our companies for several years. We paid a third party adminsitrator (TPA) to administer claims handling, treatment approval, plan controls, etc. What did we pay for the TPA?...About 30 cents on the dollar. The rest was for claims.

At the end of the day, the overall cost was about a wash with a fully insured plan...so we switched back.

That's kind of like saying a lawyer takes 30-40 cents of every dollar and adds zero value to the system. Wait a minute...Now that comment may be right.

[WTF]

http://www.cahi.org/cahi_contents/re...ublication.pdf




Here is a good look at Medicare admin costs vs private.
With the real numbers being 5.2 vs 16.7

Good read for both sides if ya actually want to learn apples to apples comparisons.



Heaven foebid we would want to do that.

[pjorourke]

Originally Posted by WTF

http://www.cahi.org/cahi_contents/re...ublication.pdf




Here is a good look at Medicare admin costs vs private.
With the real numbers being 5.2 vs 16.7

Good read for both sides if ya actually want to learn apples to apples comparisons.



Heaven foebid we would want to do that.

Great piece WTF, but you didn't read the whole thing when you pulled those numbers out. The most telling line is the last one:

"However, the issue is not and should not be which segment, private sector insurers or government-run plans, has the lowest administrative costs. The issue should be which does the best job of providing quality health insurance coverage for the best price. When one looks at all of the money pouring into Medicare, even with the price controls imposed by the government, the answer has to be the private sector."

[discreetgent]

Damn, PJ; this is an escort discussion board not one on reading comprehension.

[WTF]

Originally Posted by pjorourke

Great piece WTF, but you didn't read the whole thing when you pulled those numbers out. The most telling line is the last one:

."

PJ, I read the whole thing. The numbers ya'll were discussing were bs. So I pointed it out. I'll let each side decide which they think best but lets at least do it from accurate numbers.

Originally Posted by pjorourke

"However, the issue is not and should not be which segment, private sector insurers or government-run plans, has the lowest administrative costs. The issue should be which does the best job of providing quality health insurance coverage for the best price. When one looks at all of the money pouring into Medicare, even with the price controls imposed by the government, the answer has to be the private sector."

I don't give a fuc if government gets out of Medicare. In fact let the private sector factor in medical cost from cradle to grave. Just have it to where they can not drop you from company insurance when they are through with you at the end of your career, or not. That is how we got this fuc'd up healthcare system in the first place. (wage controls, ok we offer healthcare benifits, WWII, hello) Why should taxpayers pay for the most expensive years of your medical life? Let companies factor in the real cost of a worker and price the product they sell accordingly.

Yes DG, I have no problem comprehending this shit.

What most do not understand is that we are looking at the long slow failure of out political system. Is it still the best system for this country? When we were flush with cash the way we elected folks was hidden by our wealth, that is no longer the case.

[pjorourke]

Originally Posted by WTF

PJ, I read the whole thing. The numbers ya'll were discussing were bs. So I pointed it out. I'll let each side decide which they think best but lets at least do it from accurate numbers.

My numbers were consistent with that report. I said they spent over 80% on benefits and had a 2-5% profit margin. So add 80%, 16.7% and 2-5% and you get about 100%. That's all the pieces - benefits, expenses, profits. It was our hog-breathed friend that was claiming a 40% overhead.

[WTF]

Originally Posted by pjorourke

My numbers were consistent with that report. I said they spent over 80% on benefits and had a 2-5% profit margin. So add 80%, 16.7% and 2-5% and you get about 100%. That's all the pieces - benefits, expenses, profits. It was our hog-breathed friend that was claiming a 40% overhead.

16.7 includes profit but still your numbers are closer that TTH's ! Damn he must be hanging out with Mike Moore. You bankrolling his next movie TTH? LOL


***In addition, the technical paper shows that average private sector administrative costs,
about 8.9 percent – and 16.7 percent when commission, premium tax, and profit are
included – are significantly lower than the numbers frequently cited.

[pjorourke]

You know, now that you mention it, I do see somewhat of a resemblance to Micheal Moore.