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08-28-2016, 07:07 AM
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#46
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Valued Poster
Join Date: Jun 12, 2011
Location: Olathe
Posts: 16,815
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Quote:
Originally Posted by Cherie
It appears by your post that you are showing that WK is correct in his supposition. If one reads your article and dissects it, it shows these companies are pulling out because they in effect are "going bust" (hence the reason everyone else's insurance has jumped exponentially since '09).
From your article:
"Aetna estimates it will lose $300 million on the exchanges this year; Humana expects to lose a few hundred million, too. And, the nation's largest insurer, UnitedHealth Group, expects to lose a half of a billion dollars on the exchanges this year. Given the size and scope of these losses, it's easy to see why insurers are curtailing their participation in Obamacare".
From another article:
UnitedHealthcare, Wellcare, and Aetna leaving at year-end
At the end of 2016, UnitedHealthcare will exit the Kentucky exchange, including both the individual and small business (SHOP) exchange. They will also exit the individual market in Kentucky outside the exchange, although they will continue to offer small group plans outside the exchange. 2016 is the first year that United has offered plans in the Kentucky exchange (more details below in the rates section).
United is exiting the individual markets in the vast majority of the states where they currently offer exchange plans. Their announcement did not come as a surprise, as United had already said publicly – in November 2015 – that they might not participate in the exchanges in 2017 due to unsustainable losses.
According to a Kaiser Family Foundation analysis, United’s exit will have and impact on plan availability, since they currently offer plans state-wide. But there are no areas in Kentucky where United offers either of the two lowest-priced silver plans, which tend to be the most popular with exchange enrollees (during the 2016 open enrollment period, 60 percent of Kentucky exchange enrollees picked silver plans).
Wellcare’s website has a notice for marketplace members, letting them know that their coverage will end December 31, 2016, and that they’ll need to enroll in a new plan during open enrollment.
Aetna will exit the exchange in Kentucky, where they offered plans in 10 counties in 2016. But they will continue to offer off-exchange plans in the state.
For all these "impoverished folks' that have to pay for their insurance that does absolutely nothing for them until they have met an astronomical deductible and puts them further into a hole, I say "why did we not just give them the Medicaid that was already in place"? My first thought is Obama wanted his legacy first and foremost with absolutely no thought of "We the People". History will show what that "legacy" will do for him.
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Spot on! Don't expect a thank you from fooflightie.
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08-28-2016, 08:38 AM
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#47
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Valued Poster
Join Date: Jan 18, 2010
Location: texas (close enough for now)
Posts: 9,249
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Quote:
Originally Posted by JD Barleycorn
I didn't "look" for the ones I saw and Breibart is not my news source like you assume.
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it would be funny if it wasn't so sad that left wing protestors can shut down free speech and block roads to not allow people to assemble and bully people and chase down young kids wearing trump caps to thump them and pin women up against walls and egg them and disruptors in meeting halls cuss and bird shoot people and then have the news media proclaim trump rallies are violent
all this on top of people being castigated and even fired or treated as pariahs or shunned on college campuses for daring to voice support for trump
and then have this self proclaimed I'm above the fray even handed thread
many people who support trump are afraid to put bumper stickers on their car or have any visible sign of support for him, why? because of their very real knowledge they or their car will be attacked. that doesn't happen the other way around
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08-28-2016, 01:38 PM
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#48
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by Cherie
For all these "impoverished folks' that have to pay for their insurance that does absolutely nothing for them until they have met an astronomical deductible and puts them further into a hole, I say "why did we not just give them the Medicaid that was already in place"? My first thought is Obama wanted his legacy first and foremost with absolutely no thought of "We the People". History will show what that "legacy" will do for him.
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Medicaid/ Expanded Medicaid
The 300,000 impoverished Kentucky folks that I posted about are getting the EXPANDED Medicaid. One more time, if you are a family of 4 and your income is less than $24,000 you will get the EXPANDED Medicaid if your state accepted it, if your income is higher you can apply for a private plan. There are only two states in the South that took the expanded Medicaid that ACA law offered, the two are Kentucky and Arkansas. In all the states that did not except the expanded Medicaid, to get the original Medicaid that was signed into law by LBJ you have to be a family of 4 and make less than $16,000 to qualify for that. A family of 4 that makes less than $16,000 is considered the poverty level.
Individual Market Private Health Insurance Plans - ACA
What you posted sums up what I wrote. The health insurance companies are getting out of the states that have bad risk pools for them and will remain in the states that had a favorable risk pools. Aetna use to sell plans in 15 states, in 2017 they will sell plans in just 4 states. The risk corridors were put into place for 4 years so that the insurance companies can determine the risk in each state where they do business and decide if they want to stay in that state. In Kentucky 100,000 people got a private plan from the government exchange. If cheapest plan in your zip code is greater than 10% of your income you can apply for the exemption and not pay the fine/tax. The bottom line is the government exchanges will be open for business in 2017. There is no easy way for insurance companies to handle a risk pool with majority negative risk. In auto insurance if you had an accident within 3 years no company will sell you a policy, and your forced into assigned risk, which is controlled by the government.
So, to wrap things up, you asked why not put poor people on Medicaid? The answer is poor people are getting the expanded Medicaid if you live in one of the 28 states that accepted it. If you live in the city of Texarkana and you don't have health insurance, make sure you live on the Arkansas side. Arkansas has expanded Medicaid, Texas does not.
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08-28-2016, 04:45 PM
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#49
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Upgraded Female Account
User ID: 51103
Join Date: Oct 24, 2010
Location: South Florida
Posts: 769
My ECCIE Reviews
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Quote:
Originally Posted by flghtr65
Medicaid/ Expanded Medicaid
The 300,000 impoverished Kentucky folks that I posted about are getting the EXPANDED Medicaid. One more time, if you are a family of 4 and your income is less than $24,000 you will get the EXPANDED Medicaid if your state accepted it, if your income is higher you can apply for a private plan. There are only two states in the South that took the expanded Medicaid that ACA law offered, the two are Kentucky and Arkansas. In all the states that did not except the expanded Medicaid, to get the original Medicaid that was signed into law by LBJ you have to be a family of 4 and make less than $16,000 to qualify for that. A family of 4 that makes less than $16,000 is considered the poverty level.
Individual Market Private Health Insurance Plans - ACA
What you posted sums up what I wrote. The health insurance companies are getting out of the states that have bad risk pools for them and will remain in the states that had a favorable risk pools. Aetna use to sell plans in 15 states, in 2017 they will sell plans in just 4 states. The risk corridors were put into place for 4 years so that the insurance companies can determine the risk in each state where they do business and decide if they want to stay in that state. In Kentucky 100,000 people got a private plan from the government exchange. If cheapest plan in your zip code is greater than 10% of your income you can apply for the exemption and not pay the fine/tax. The bottom line is the government exchanges will be open for business in 2017. There is no easy way for insurance companies to handle a risk pool with majority negative risk. In auto insurance if you had an accident within 3 years no company will sell you a policy, and your forced into assigned risk, which is controlled by the government.
So, to wrap things up, you asked why not put poor people on Medicaid? The answer is poor people are getting the expanded Medicaid if you live in one of the 28 states that accepted it. If you live in the city of Texarkana and you don't have health insurance, make sure you live on the Arkansas side. Arkansas has expanded Medicaid, Texas does not.
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I thank you for your response, as I was unaware of the "expanded Medicaid", but still can't figure out why they just didn't give Medicaid to the poor and indigent. As I still see it though, the folks who didn't have or couldn't have insurance before ACA, are the ones who are stuck between a rock and hard place. Now they a "forced" aka "dictated" by our government to buy an insurance they either can't afford or don't want, then if something does happen, they still have to come up with 5 to 15 thousands dollar deductibles before insurance even kicks in. I surely don't call that a bargain. If the government had kept their noses out businesses as early as 30-40 years ago, a lot of businesses would still be offering insurance as well as 40 hr work weeks.
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08-28-2016, 04:58 PM
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#50
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Valued Poster
Join Date: Jan 9, 2010
Location: Nuclear Wasteland BBS, New Orleans, LA, USA
Posts: 31,921
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Quote:
Originally Posted by Cherie
If the government had kept their noses out businesses as early as 30-40 years ago, a lot of businesses would still be offering insurance as well as 40 hr work weeks.
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actually this goes further back, about 60 years; late 1950's; the push for socialized medicine in America. they did many small increments of legislation over the years. Sen. Ted Kennedy was a major backer of this idea.
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08-28-2016, 05:14 PM
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#51
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by JD Barleycorn
Don't expect a thank you from flightie.
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Go read post #49 dumb ass, Cherie thanked me.
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08-28-2016, 05:22 PM
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#52
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by Cherie
I thank you for your response, as I was unaware of the "expanded Medicaid", but still can't figure out why they just didn't give Medicaid to the poor and indigent.
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Cherie, you are welcome. In the 28 states that accepted the expanded Medicaid that the ACA law offers, poor people ( a family of 4 with income less than $24,000) will receive that benefit. People in this income range do not qualify for a private health insurance plan off the government exchange (referred to as Obamacare).
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08-28-2016, 05:55 PM
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#53
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Valued Poster
Join Date: Apr 21, 2015
Location: Ask me
Posts: 984
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Quote:
Originally Posted by bon69
I see hate speech about wanting to hurt or even kill the other candidates and their supporters on many sites. Why? Do some of y'all feel that much hate to want horrible things done to one another?
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I'm trying to remember any violent anti-Hillary or anti-Bernie protests. Violent anti-Trump pretests were/are common. And it's actually blamed on Trump and his supporters as if they have no right to free speech and no right to assemble.
I'm sure if I searched longer I would find some nut that advocates violence against the left. But the left advocates violence against the right as if it were the fault of the right.
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08-28-2016, 07:24 PM
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#54
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Valued Poster
Join Date: Jun 12, 2011
Location: Olathe
Posts: 16,815
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You see the left has convinced itself of it's own rhetoric. They truly believe that ALL conservatives and most republicans are racist, sexist, homophobic, and Islamophobic so ANYTHING they do is okay. Any act of oppression, any act of suppression, any act of violence is blessed by their god against the truly evil. That evil would Donald Trump, who used to be a good friend and donor to Hillary Clinton, and his supporters.
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08-28-2016, 08:49 PM
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#55
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Valued Poster
Join Date: Jan 9, 2010
Location: Nuclear Wasteland BBS, New Orleans, LA, USA
Posts: 31,921
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Quote:
Originally Posted by JD Barleycorn
You see the left has convinced itself of it's own rhetoric. They truly believe that ALL conservatives and most republicans are racist, sexist, homophobic, and Islamophobic so ANYTHING they do is okay. Any act of oppression, any act of suppression, any act of violence is blessed by their god against the truly evil. That evil would Donald Trump, who used to be a good friend and donor to Hillary Clinton, and his supporters.
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been wondering about that. what causes them to think this way?
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08-30-2016, 08:58 PM
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#56
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by Cherie
As I still see it though, the folks who didn't have or couldn't have insurance before ACA, are the ones who are stuck between a rock and hard place. Now they a "forced" aka "dictated" by our government to buy an insurance they either can't afford
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If the monthly premium of the cheapest health insurance policy in your zip code is greater than 8% of your monthly income you can apply for the exemption. If you are exempt you do not have to pay the fine/tax for not having health insurance. From the link:
There are many hardship exemptions for those who can't afford insurance. You can apply for one if you: - Can’t find insurance that costs less than 8% of your income
https://www.thebalance.com/obamacare...085db-0-ab_mse
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08-30-2016, 10:02 PM
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#57
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AKA ULTRA MAGA Trump Gurl
Join Date: Jan 8, 2010
Location: The MAGA Zone
Posts: 37,398
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Quote:
Originally Posted by flghtr65
If the monthly premium of the cheapest health insurance policy in your zip code is greater than 8% of your monthly income you can apply for the exemption. If you are exempt you do not have to pay the fine/tax for not having health insurance. From the link:
There are many hardship exemptions for those who can't afford insurance. You can apply for one if you: - Can’t find insurance that costs less than 8% of your income
https://www.thebalance.com/obamacare...085db-0-ab_mse
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stop trying to justify this crap. the top 3 us health care providers are dumping obdummycare like rats jumping off a plague ship in middle ages Europe.
meanwhile, your exalted idiot proclaims Odummycare a success! NOT!.
https://www.washingtonpost.com/opini...=.01298eb78770
Obamacare disaster will be Obama’s enduring domestic legacy
Obamacare's Co-Op Disaster: Only 7 Remain
http://www.forbes.com/sites/sallypip.../#47bbeb6c91f9
so how do you call this a success? HOW????
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08-30-2016, 11:09 PM
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#58
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Valued Poster
Join Date: Jan 9, 2010
Location: Nuclear Wasteland BBS, New Orleans, LA, USA
Posts: 31,921
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and it was designed to fail so that they can justify pushing single payer legislation.
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08-31-2016, 09:46 AM
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#59
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Valued Poster
Join Date: Jun 12, 2011
Location: Olathe
Posts: 16,815
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Quote:
Originally Posted by southtown4488
Its not equal hatred. . . Trump suggested that his supporters (2nd amnd supporters) shoot Hillary Clinton.
Hillary has never suggested the assassination of Trump.
Trump has offered to pay legal bills of supporters who punch protesters in the face. . . Hillary has not.
Trump made fun of a reporters physical disability because he was critical of Trump (google: Trump mocks reporter with disability). Hillary has not.
the two candidates and the two camps are not equal. I'm not arguing Hillary is mother Teresa, but on an asshole scale. . . Hillary is about a 4, Trump is an 11.
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Trump NEVER told anyone to assassinate anyone. That is a left wing lie based on a dream.
As for the reporter, Trump has done the same poor impression on other people who had no disability.
All you have are lies.
Then again Trump NEVER lied to parents of a fallen hero or called them crazy and liars because they told the truth about him. Trump NEVER stood by and allowed Americans to die on his behalf. Having never been in government, Trump NEVER made money selling out his country.
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08-31-2016, 09:48 AM
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#60
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Valued Poster
Join Date: Jun 12, 2011
Location: Olathe
Posts: 16,815
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Quote:
Originally Posted by dilbert firestorm
been wondering about that. what causes them to think this way?
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Congenital brain damage.
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