Welcome to ECCIE, become a part of the fastest growing adult community. Take a minute & sign up!

Welcome to ECCIE - Sign up today!

Become a part of one of the fastest growing adult communities online. We have something for you, whether you’re a male member seeking out new friends or a new lady on the scene looking to take advantage of our many opportunities to network, make new friends, or connect with people. Join today & take part in lively discussions, take advantage of all the great features that attract hundreds of new daily members!

Go Premium

Go Back   ECCIE Worldwide > Texas > Dallas > The Sandbox - Dallas
test
The Sandbox - Dallas The Sandbox is a collection of off-topic discussions. Humorous threads, Sports talk, and a wide variety of other topics can be found here. If it's NOT an adult-themed topic, then it belongs here

Most Favorited Images
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
Most Liked Images
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
  • Thumb
Top Reviewers
cockalatte 650
MoneyManMatt 490
Jon Bon 400
Still Looking 399
samcruz 399
Harley Diablo 377
honest_abe 362
DFW_Ladies_Man 313
Chung Tran 288
lupegarland 287
nicemusic 285
Starscream66 282
You&Me 281
George Spelvin 270
sharkman29 256
Top Posters
DallasRain70831
biomed163764
Yssup Rider61304
gman4453377
LexusLover51038
offshoredrilling48840
WTF48267
pyramider46370
bambino43221
The_Waco_Kid37431
CryptKicker37231
Mokoa36497
Chung Tran36100
Still Looking35944
Mojojo33117

Reply
 
Thread Tools
Old 06-13-2013, 06:42 PM   #1
Luvgcz
Valued Poster
 
Luvgcz's Avatar
 
Join Date: Jan 14, 2010
Location: Ft Worth,Tx
Posts: 110
Default Need Car...Bad Credit

A friend of mine needs a car but has bad credit. Is there any chance she could put 20-30% down on a fairly newer car and get a decent interest rate?

Thank you
Luvgcz is offline   Quote
Old 06-13-2013, 10:12 PM   #2
ManSlut
Valued Poster
 
ManSlut's Avatar
 
Join Date: Sep 30, 2012
Location: Slutsville, TX
Posts: 4,981
Encounters: 11
Default

No
ManSlut is offline   Quote
Old 06-13-2013, 10:50 PM   #3
slowmover
Premium Access
 
Join Date: Jan 7, 2010
Location: DFW
Posts: 1,981
Encounters: 56
Default

Bad credit and good interest rates do not go together, especially in the car world. Cash is going to be the best bet. Any financing will be a rip-off.
slowmover is offline   Quote
Old 06-13-2013, 10:51 PM   #4
xavierz21
Valued Poster
 
Join Date: May 29, 2010
Location: fort worth texas
Posts: 199
Encounters: 26
Default

How new and what kind of car? We wholesale autos at auction but might be able to help. Let me know. Xavierz21
xavierz21 is offline   Quote
Old 06-14-2013, 01:31 PM   #5
Crzytxn
Valued Poster
 
Crzytxn's Avatar
 
Join Date: Jan 25, 2011
Location: Las Colinas
Posts: 768
Encounters: 16
Default

I know the folks over at DL Campbell Motors in Dallas do their own financing. Clay Cooley, also has a strong finance department. And have a few late model vehicles. But as stated before, bad credit and low interest rates do not go together. Unless you are able to place a very large down payment. Say 50 percent of the total price of the vehicle. You might be able to buy a better interest rate, by doing that.

Crzy
Crzytxn is offline   Quote
Old 06-14-2013, 01:46 PM   #6
melannie_star
No Shame In My Game!
 
melannie_star's Avatar
 
User ID: 168221
Join Date: Dec 26, 2012
Location: anywhere I want
My Bio Page
Posts: 2,706
My ECCIE Reviews
Default

Quote:
Originally Posted by xavierz21 View Post
How new and what kind of car? We wholesale autos at auction but might be able to help. Let me know. Xavierz21
What years and models do you usually carry?
Cash Cars?
Pm more info please
melannie_star is offline   Quote
Old 06-14-2013, 05:15 PM   #7
xavierz21
Valued Poster
 
Join Date: May 29, 2010
Location: fort worth texas
Posts: 199
Encounters: 26
Default

Most of the cars that I buy are 2008 and up and mostly domestic. I sell at auction to the franchise dealers like Clay Cooley, Westway Ford/ Van Tyle, CarMax and others. I have friends that have bad credit banks and also finance cars themselves. I can go through them and finance you, plus I can sell you my cars at wholesale vs retail like a dealer. I have a 2009 ford focus, 2011 Mazda 3, 2011 chevy Malibu, 2010 Volkswagen jetta and a few others. let me know if I can help.
xavierz21 is offline   Quote
Old 06-15-2013, 05:03 AM   #8
syeira pink
Sexier than Ever
 
syeira pink's Avatar
 
User ID: 133
Join Date: Mar 28, 2009
Location: Sitting on a Cock somewhere.
Posts: 1,008
My ECCIE Reviews
Default

So typically $2500 down and a interest rate of 21% is a little much? OH WAIT, then 1 week before the first car payment was due, the Financing Manager comes and gets the car back, sure wish I had that down-payment again............Buying a car is honestly one of the toughest things I have had to deal with..........pay stubs? Employment proof? This and that, I am like damn............... So after my hard and very depressing lesson with my Challenger and Addison Auto Group, I am open to any options that I have.


So, with that all being said, xavierz21, if it is okay with you, I would like to PM you.
syeira pink is offline   Quote
Old 06-15-2013, 05:29 PM   #9
robs4.1
Valued Poster
 
robs4.1's Avatar
 
Join Date: Apr 6, 2010
Location: Dallas
Posts: 543
Encounters: 60
Default

Syeira I'm not sure about Drivers Select but I always here it on the radio possibly worth checking out
robs4.1 is offline   Quote
Old 06-15-2013, 07:01 PM   #10
Paintman
Valued Poster
 
Paintman's Avatar
 
Join Date: Apr 25, 2012
Location: All around town :)
Posts: 137
Encounters: 27
Default

Sent u a PM syeira
Paintman is offline   Quote
Old 06-16-2013, 04:28 AM   #11
Lust4xxxLife
Valued Poster
 
Lust4xxxLife's Avatar
 
Join Date: Dec 30, 2009
Location: Dallas
Posts: 1,337
Encounters: 2
Default

Quote:
Originally Posted by syeira pink View Post
So typically $2500 down and a interest rate of 21% is a little much? OH WAIT, then 1 week before the first car payment was due, the Financing Manager comes and gets the car back, sure wish I had that down-payment again............Buying a car is honestly one of the toughest things I have had to deal with..........pay stubs? Employment proof? This and that, I am like damn............... So after my hard and very depressing lesson with my Challenger and Addison Auto Group, I am open to any options that I have.


So, with that all being said, xavierz21, if it is okay with you, I would like to PM you.
I'm lost. If you're not in arrears–1 week before payment is due–how can the car be taken back without a refund on the down payment? There has to be more to this story....
Lust4xxxLife is offline   Quote
Old 06-16-2013, 10:29 AM   #12
HoneyRose
Account Disabled
 
User ID: 112
Join Date: Mar 27, 2009
Location: Walnut Hill & 75
Posts: 3,029
My ECCIE Reviews
Default

Quote:
Originally Posted by syeira pink View Post
1 week before the first car payment was due, the Financing Manager comes and gets the car back,


Mercianna (Kitty Lamour) reported the same company doing a similar thing to her here:

http://www.eccie.net/showthread.php?p=1051780334

I really think they are running a scam on ladies they suspect are providers. These are two examples of the FINANCE MANAGER coming to shake down for more cash and then taking the car back!

When Merci informed them (a few days later) that she was contacting OCCC, they returned her car. How does that look like they really did think she owed them another $400? They were hoping she would just hand it over in cash.

HoneyRose is offline   Quote
Old 06-16-2013, 11:45 PM   #13
syeira pink
Sexier than Ever
 
syeira pink's Avatar
 
User ID: 133
Join Date: Mar 28, 2009
Location: Sitting on a Cock somewhere.
Posts: 1,008
My ECCIE Reviews
Default

Beside the guy being a complete stalker and jackass, I was financed with Westlake Financial with the outrages interest rate and I was happy to pay the 600$ a month car payment. He still calls and tells me he is such a good guy, I made a bad choice by not going out with him...........Fucking frootloop.
syeira pink is offline   Quote
Old 06-16-2013, 11:55 PM   #14
syeira pink
Sexier than Ever
 
syeira pink's Avatar
 
User ID: 133
Join Date: Mar 28, 2009
Location: Sitting on a Cock somewhere.
Posts: 1,008
My ECCIE Reviews
Default

Quote:
Originally Posted by HoneyRose View Post


Mercianna (Kitty Lamour) reported the same company doing a similar thing to her here:

http://www.eccie.net/showthread.php?p=1051780334

I really think they are running a scam on ladies they suspect are providers. These are two examples of the FINANCE MANAGER coming to shake down for more cash and then taking the car back!

When Merci informed them (a few days later) that she was contacting OCCC, they returned her car. How does that look like they really did think she owed them another $400? They were hoping she would just hand it over in cash.



That is the same dealership and without having experienced it first hand then I have to agree with Mercianna...........they have the same car they took from me back on line under one of there 40 different company names for sale and jacked up the price almost 3K more dollars..........They are a bunch of crooks. So I will either pay cash for a car or will deal with only reputable car dealerships.


Thanks for the calls and pms I received from everyone regarding this.


Syeira
syeira pink is offline   Quote
Old 06-17-2013, 12:58 AM   #15
Nastymonk
Valued Poster
 
Nastymonk's Avatar
 
Join Date: Mar 27, 2010
Location: Fort Worth
Posts: 239
Encounters: 39
Default I might be of help

OP, contact me.
Nastymonk is offline   Quote
Reply

Thread Tools


AMPReviews.net
Find Ladies
Hot Women

Powered by vBulletin®
Copyright © 2009 - 2016, ECCIE Worldwide, All Rights Reserved