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07-24-2012, 11:39 PM
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#1
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Valued Poster
Join Date: May 20, 2010
Location: Wichita
Posts: 28,730
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Remember the Promise? You Can Keep Your Health Care?
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07-25-2012, 06:25 AM
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#2
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Account Disabled
Join Date: Jan 20, 2011
Location: kansas
Posts: 28,773
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Isn't it cheaper to pay the fine(tax) than it is to purchase medical insurance?
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07-25-2012, 06:27 AM
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#3
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Account Disabled
Join Date: Jun 29, 2012
Location: Austin
Posts: 874
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This was my biggest fear. Why should companies offer insurance when people are personally liable for not having insurance and they can buy their insurance at a government managed exchange? That's why I don't believe in politicians.
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07-25-2012, 11:43 AM
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#4
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Valued Poster
Join Date: Feb 9, 2010
Location: Here
Posts: 14,191
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Excise tax or fine for employers (with 50 or more workers) who do not provide health insurance to employees; fine of $2000 per worker each year if any worker receives federal subsidies to purchase health insurance.
the "lie" as you call it depends on your employers choice if you work in a larger company, and even if the company finds it cheaper to pay the excise tax rather than provide a group plan employees still have a choice ... individuals with ins policies remain status quo
ask the boss why he lied
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07-25-2012, 12:41 PM
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#5
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Account Disabled
User ID: 2746
Join Date: Dec 17, 2009
Location: Houston
Posts: 7,168
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Quote:
Originally Posted by CJ7
ask the boss why he lied
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Whose boss and what did he lie about?
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![Like](/images/like.png) | 1 user liked this post
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07-25-2012, 12:49 PM
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#6
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Valued Poster
Join Date: Feb 9, 2010
Location: Here
Posts: 14,191
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Quote:
Originally Posted by OliviaHoward
Whose boss and what did he lie about?
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there you go with the context issues again
if you dont work for a company with 50+ emloyees, go back to sleep and we'll have whirlie ring a bell and wake you up when we need you ....
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07-25-2012, 12:58 PM
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#7
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Account Disabled
Join Date: Feb 15, 2012
Location: Houston
Posts: 10,342
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Obama, w3 all know he is the "boss".
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07-25-2012, 01:01 PM
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#8
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Account Disabled
User ID: 2746
Join Date: Dec 17, 2009
Location: Houston
Posts: 7,168
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Quote:
Originally Posted by CJ7
there you go with the context issues again
if you dont work for a company with 50+ emloyees, go back to sleep and we'll have whirlie ring a bell and wake you up when we need you ....
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Quote:
Originally Posted by CJ7
Excise tax or fine for employers (with 50 or more workers) who do not provide health insurance to employees; fine of $2000 per worker each year if any worker receives federal subsidies to purchase health insurance.
the "lie" as you call it depends on your employers choice if you work in a larger company, and even if the company finds it cheaper to pay the excise tax rather than provide a group plan employees still have a choice ... individuals with ins policies remain status quo
ask the boss why he lied
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What context? You made that statement a separate paragraph containing a collection of six words and completely unpunctuated. I didn't know if you were trying to refer to the president or an individual's employer.
I thought you were supposed to be this big Independent. You see awfully dogmatic, and sensitive for that matter, to me. And you still haven't answered what he lied about. Promising all his flock a rose garden?
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07-25-2012, 01:06 PM
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#9
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Valued Poster
Join Date: Feb 9, 2010
Location: Here
Posts: 14,191
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Quote:
Originally Posted by OliviaHoward
What context? You made that statement a separate paragraph containing a collection of six words and completely punctuated. I didn't know if you were trying to refer to the president or an individual's employer.
I thought you were supposed to be this big Independent. You see awfully dogmatic, and sensitive for that matter, to me. And you still haven't answered what he lied about. Promising all his flock a rose garden?
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its quite simple read the thread, if you cant figure it out I refuse to school you.
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07-25-2012, 01:30 PM
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#10
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Valued Poster
Join Date: Jun 12, 2011
Location: Olathe
Posts: 16,815
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Funny this comes up. I just had a conversation with my boss last night Obamacare. He said that he believes that everyone should have healthcare but this was the wrong way to go about it. He says that he will continue to offer company healthcare but he points out that he could give each of us a 3,000 to 5,000 pay raise and let us buy our own healthcare for less and he would come out ahead almost half a million dollars. He is afraid that most of us wouldn't do the right thing but we have a choice. He is concerned that if our competitors drop their coverage and just pay the "TAX" then he may have to reconsider because that would give them an advantage in business.
So you have a good guy trying to do the right thing worried about losing business by doing the right thing because of Obamacare. He may be forced to do the wrong thing in order to compete and we are the ones who will get hurt. In fact he said that he would come out ahead by forcing us onto government healthcare.
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07-25-2012, 01:38 PM
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#11
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Valued Poster
Join Date: Feb 9, 2010
Location: Here
Posts: 14,191
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your boss has an opinion, and you are a parrot
Jackie our resident conservative and business OWNER and his CPA did the math down to last dollar and came to the conclusion He (Jackie) as a business owner would stand to save/benefit as much as 60% of his insurance costs ...
put 60% back in his pocket is the wrong way to go about it?
Might want to mention that to Jackie and try and convince him.
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07-25-2012, 02:57 PM
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#12
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Valued Poster
Join Date: Dec 19, 2009
Location: Buffalo NY
Posts: 7,271
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Quote:
Originally Posted by icuminpeace
This was my biggest fear. Why should companies offer insurance...
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For the same reasons they offered insurance before The ACA?
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07-25-2012, 05:32 PM
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#13
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Lifetime Premium Access
Join Date: Jan 3, 2010
Location: Huntsville AL
Posts: 1,428
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Doove, the defense contractors originally started offering health insurance during World War II as an incentive to help them hire workers who were desperately needed for the war effort. Spending restrictions, EVEN WITH A WAR ON, limited what they could offer to pay the workers, and the workers they wanted and needed couldn't afford to take the pay cuts. Offering health insurance was a way around the salary caps. It worked. It worked well enough that the defense contractors continued doing it after the war ended, and the salary caps were lifted. The rest of the economy, the guys who wanted to hire from the same pool of talented, skilled workers who had proven themselves on e.g. the bomber and figher lines, had to follow suit to be able to compete.
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07-25-2012, 06:04 PM
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#14
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Valued Poster
Join Date: Oct 4, 2011
Location: ,
Posts: 441
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Quote:
Originally Posted by JD Barleycorn
...he points out that he could give each of us a 3,000 to 5,000 pay raise and let us buy our own healthcare for less and he would come out ahead almost half a million dollars.
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Can you go as an individual into the insurance market, and get a better deal than what you have with most employer sponsored group plans?
Maybe if you are 23YO with no medical problems.
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07-26-2012, 12:12 AM
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#15
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Valued Poster
Join Date: Jun 12, 2011
Location: Olathe
Posts: 16,815
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Every state has a fund for hard to insure individuals. Personal responsibility. You should start funding your own retirement when you are in your 20s as well as healthcare. If you wait until you turn 50 then you reap what you failed to sow.
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