They didn't learn a damn thing!

[CuteOldGuy]

AssupLiar, you are the only duly elected Dipshit on this board. I know the recognition embarrasses you, but you have finally found an area in your pathetic, meaningless life in which you excel. Be proud, man! You can now tell your descendents that have accomplished something major in your life,, and they no longer have to wear paper bags over their heads when you become the topic of conversation. You have become the foremost example of Dipshittery in the world. Be proud! Celebrate! This is a joyous time for all! A Festivus Miracle!

[LexusLover]

Originally Posted by Yssup Rider

For a change, you're ranting about something totally unrelated to this thread.

Not at all "unrelated to this thread."

It doesn't matter "how" something is implemented, that's "form." The substance is critical. In this case there are examples of similar "relaxed standards" being implemented and the reality in the consequences.

If the substance of the "directive" has been damaging to the economy in the past, then IMO it doesn't matter whether it was an act of Congress or an administrative decision/order. The only importance of "how" it was implemented is what process can be used to set it aside.

We have had too many trips to the "trough" that went bad in this area.

[I B Hankering]

Originally Posted by LexusLover

Not at all "unrelated to this thread."

It doesn't matter "how" something is implemented, that's "form." The substance is critical. In this case there are examples of similar "relaxed standards" being implemented and the reality in the consequences.

If the substance of the "directive" has been damaging to the economy in the past, then IMO it doesn't matter whether it was an act of Congress or an administrative decision/order. The only importance of "how" it was implemented is what process can be used to set it aside.

We have had too many trips to the "trough" that went bad in this area.

+1

Originally Posted by Yssup Rider

I'd say you're nearing critical mass now. IBIdiot is going to end 2014 as he began it: in a full blown mega meltdown, squeaking, squealing and sputtering unintelligible profanities like a Tourette's patient.

Only now, you're melting down for two! (... Not that there's anything wrong with it. Really, bro, nobody minds that you're involved with another guy.)

How cute! And classy!

No wonder you were overwhelmingly elected Dipshit among Idiots.

Keep playing at being that Rumpelstiltskin like troll you so favor, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM. Keep stomping your feet in impotent fury, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM.

[Yssup Rider]

Originally Posted by CuteOldGuy

AssupLiar, you are the only duly elected Dipshit on this board. I know the recognition embarrasses you, but you have finally found an area in your pathetic, meaningless life in which you excel. Be proud, man! You can now tell your descendents that have accomplished something major in your life,, and they no longer have to wear paper bags over their heads when you become the topic of conversation. You have become the foremost example of Dipshittery in the world. Be proud! Celebrate! This is a joyous time for all! A Festivus Miracle!

Thank you for the support, Whiny.

If it wasn't for you, we'd never know about IBIdiot and Rioseco!

That I would prevail in your silly little poll was never in doubt. (I wonder how much time you took out of your important daily activities to promote that). Was anybody else surprised by the outcome?

But it was telling to see exactly what the voters thought about IBIdiot. How he is considered more than three times the dipshit JDIdiot was, for example. Frankly, he pretty much captured all the idiot vote.

Out of curiosity, how many of your, ahem, descendants are active on ECCIE? Or is this post just your tribute to IBIdiots inimitable meltdown style.

All thanks go to you, Whiny. You really defined things!

[Yssup Rider]

Originally Posted by I B Hankering

+1





Keep playing at being that Rumpelstiltskin like troll you so favor, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM. Keep stomping your feet in impotent fury, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM.

IBIdiot is now into full repetitive blather.

Rioseco is bringing up your late model HUFF from the parking lot. You two will be leaving soon.

[I B Hankering]

Originally Posted by Yssup Rider

IBIdiot is now into full repetitive blather.

Rioseco is bringing up your late model HUFF from the parking lot. You two will be leaving soon.

You're the pathetic little troll stomping your feet in impotent rage, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM.

[Yssup Rider]

Originally Posted by I B Hankering

You're the pathetic little troll stomping your feet in impotent rage, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM.

Case in point.

No wonder you were overwhelmingly elected Dipshit Among Idiots.

[I B Hankering]

Originally Posted by Yssup Rider

Case in point.

No wonder you were overwhelming elected Dipshit Among Idiots.

Your impotent, troll like fury has you viewing things more than a little cockeyed, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM, or maybe you've just had too many cocks shoved into your eyes, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM.

[LexusLover]

Originally Posted by I B Hankering

Your impotent, .....

YouRong, the Obaminablist worshiper, apparently believes that all those who didn't vote would have actually voted for him .... ... errrr..... wait ......

..that would have meant a landslide FOR HIM.

[Yssup Rider]

Originally Posted by I B Hankering

Your impotent, troll like fury has you viewing things more than a little cockeyed, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM, or maybe you've just had too many cocks shoved into your eyes, you Hitler worshipping, lying, hypocritical, racist, cum-gobbling golem fucktard, HDDB, DEM.

IBIdiot's incomprehensible, high-pitched meltdown squealing nonwithstanding, one need only look at the results to confirm that IBIdiot was overwhelmingly elected Dipshit Among Idiots.

The telling statistic, however, is just how large a margin he achieved over world-class idiots like LLIdiot (btw, WTF was your last post about anyway?), JDIdiot and Whir-LIE-turd, aka TrendingIdiot. IBIdiot outpaced the entire Idiot Klan, err, Clan, while picking up a bone-a-fide mancrush along the way.

Among the many contributing factors has to be I Idiot's penchant for hijacking any thread into a narcissistic pissing match, like he's done with this thread for example.

I have the Idiot Clan has certainly elected me yet again, as it does every time Whiny sticks his foot in his mouth with one of these silly things. But the rest of ECCIE has crowned IBIdiot ... Dipshit Among Idiots.

Lesson is -- don't judge a poll without studying the crosstabs.

Congratulations IBIdiot!

[CuteOldGuy]

Actually, AssupLiar, I was surprised at the outcome. I honestly expected a runoff. I mean, it was a field of 15! I figured it would be a lot closer, with you, me and either IB or Whirly in a runoff. With all the shit that's been thrown at me lately, I thought I'd get more votes, and, quite frankly, I thought the board was tired of you. I know I am. Hell, I didn't even vote for you. I underestimated how much love and respect this board has for you. They have honored you, overwhelmingly, for THREE STRAIGHT YEARS! Sorry, I know you are offended by the word "straight" but you know what I mean.

So enjoy! Celebrate! Your life is no longer meaningless! You have finally accomplished something, and received the recognition you so justly deserve! Congratulations!

[i'va biggen]

Originally Posted by CuteOldGuy

Actually, AssupLiar, I was surprised at the outcome. I honestly expected a runoff. I mean, it was a field of 15! I figured it would be a lot closer, with you, me and either IB or Whirly in a runoff. With all the shit that's been thrown at me lately, I thought I'd get more votes, and, quite frankly, I thought the board was tired of you. I know I am. Hell, I didn't even vote for you. I underestimated how much love and respect this board has for you. They have honored you, overwhelmingly, for THREE STRAIGHT YEARS! Sorry, I know you are offended by the word "straight" but you know what I mean.

So enjoy! Celebrate! Your life is no longer meaningless! You have finally accomplished something, and received the recognition you so justly deserve! Congratulations!

LMAO, bet there was a lot of campaigning from the right.

[rioseco]

Originally Posted by CuteOldGuy
AssupLiar, you are the only duly elected Dipshit on this board. I know the recognition embarrasses you, but you have finally found an area in your pathetic, meaningless life in which you excel. Be proud, man! You can now tell your descendents that have accomplished something major in your life,, and they no longer have to wear paper bags over their heads when you become the topic of conversation. You have become the foremost example of Dipshittery in the world. Be proud! Celebrate! This is a joyous time for all! A Festivus Miracle!

Thank you for the support, Whiny.
If it wasn't for you, we'd never know about IBIdiot and Rioseco!

For the record I have not said anything to or about you for the last few of your post. You made your sarcastic concession speech and called me a stalker. I leave you be as you wished, and now who stalks who here ? As usual you start the attacks and I return fire. I will give you the benefit of not retalliating at this time. Let us see how long it takes for you to again solicite more abuse here.

[RALPHEY BOY]

Well all of yall who are not in the Mortgage business, like me, really do not know what yall are talking about. Some of your posts really are so out of line its laughable.

We are NOT heading back to the previous days of yore.

These new lower down payment loans come with VERY VERY HARD GUIDES.

Meaning; No debt ratios over 43%, must have credit history or Tradelines that are open and active, must have reserves after closing, must document all income/assets. Must have RESIDUAL INCOME, for those who do not know what Residual income is, its disposable income after bills and income taxes. No short term ARMs all fixed rates for many. No prepay penalties. No Neg Am, none of those old features

We do need a happy medium in the Mtg business. Like I said before the only ones making money are the Executives of these Major Companies.. not the small guys like me

[Yssup Rider]

Originally Posted by i'va biggen

LMAO, bet there was a lot of campaigning from the right.

IBIdiot was pushing it in the Spider Hole. The dipshit among Idiots was working hard to keep himself out of a runoff. Only now are we beginning to realize why he needed to look better... AIDS in the courtship.

LMaO!