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04-04-2013, 06:53 PM
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#46
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Valued Poster
Join Date: Feb 9, 2010
Location: Here
Posts: 14,191
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Quote:
Originally Posted by CuteOldGuy
Do you really not know why insurance companies deny coverage to people with pre-existing conditions? Are you THAT stupid, Fluffr?
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not any more they don't
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04-04-2013, 09:20 PM
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#47
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by CuteOldGuy
Do you really not know why insurance companies deny coverage to people with pre-existing conditions? Are you THAT stupid, Fluffr?
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Of course I know, the sentence before answers that question. Calm down. The question was put there to make the reader think of the business side of insurance. The more risk they take the higher the probablity that a claim will be submitted. They would have to settle the claim which will eat into their profit margin. Unless you dictate to the insurance company that they have to cover people with pre-existing conditions, they would have no interest in doing so. This is part of the reason why we have so many uninsured people in the current system.
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04-04-2013, 09:58 PM
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#48
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Valued Poster
Join Date: May 20, 2010
Location: Wichita
Posts: 28,730
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And why don't they cover people with pre-existing conditions unless they are forced by government to do so? And when forced by government to do so, what effect will that have on the average premium they must charge? Thank you, Fluffr.
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04-05-2013, 02:53 AM
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#49
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Just a ROFF with CRSS
Join Date: May 11, 2011
Location: Hiding somewhere in the hills
Posts: 1,194
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Which is basically the point behind the 'Policy Fee' being imposed from, allegedly 2014-16, to compensate the insurance companies for the extra costs involved. Although this fee is not actually part of the law, but rather buried in a regulation where the bulk of the money goes to a fund administered by the Health and Human Resources Dept.
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04-05-2013, 08:45 PM
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#50
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by Jewish Lawyer
Back when we were a great country, very few wanted or expected shit to be given to them. If we were a great country, we would find a way for those who could earn their healthcare to do it, not find a way to GIVE it to them - the lazy motherfuckers.
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Back when we were a great country a routine or non-complex surgical procedure with a one night stay in the hospital, did not cost $100,000. The average person does not have a $100,000 dollars in their checking account. Having costs like this makes it crucial to have health insureance. Right now we have 25 million Americans who are not covered. Most of these people have jobs and pay rent/mortgage but can't get insurance where they work or have some pre-existing condition and are denied coverage by the insurance companies. COG is a small government pureist, and for him any solution by the government is bad. The thing is Ron Paul lost and Obama won. Congress wrote the legislation for the Affordable Health Care Act. Obama signed off on it. Obamacare will get more people insured. The insurance companies are still the focal point, but will have to follow some regulations, like you can't deny health insurance coverage due to a pre-existing condition(high blood sugar or high blood pressure). Yes, the average premium may go up, but all Americans can be covered not just some of us.
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04-05-2013, 08:50 PM
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#51
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Account Disabled
Join Date: Dec 23, 2009
Location: Central Texas
Posts: 15,047
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Quote:
Originally Posted by flghtr65
Back when we were a great country a routine or non-complex surgical procedure with a one night stay in the hospital, did not cost $100,000. The average person does not have a $100,000 dollars in their checking account. Having costs like this makes it crucial to have health insureance. Right now we have 25 million Americans who are not covered. Most of these people have jobs and pay rent/mortgage but can't get insurance where they work or have some pre-existing condition and are denied coverage by the insurance companies. COG is a small government pureist, and for him any solution by the government is bad. The thing is Ron Paul lost and Obama won. Congress wrote the legislation for the Affordable Health Care Act. Obama signed off on it. Obamacare will get more people insured. The insurance companies are still the focal point, but will have to follow some regulations, like you can't deny health insurance coverage due to a pre-existing condition(high blood sugar or high blood pressure). Yes, the average premium may go up, but all Americans can be covered not just some of us.
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You might want to try breaking it down to one sentence responses. Multiple sentences seem to confuse these guys!
Their pickled brains can only absorb so much in a single sitting.
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04-05-2013, 09:01 PM
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#52
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Account Disabled
Join Date: Jun 19, 2011
Location: Dixie Land
Posts: 22,098
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04-05-2013, 10:04 PM
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#53
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by IIFFOFRDB
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Nothing but an idiot.
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04-05-2013, 10:12 PM
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#54
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Valued Poster
Join Date: Jan 4, 2010
Location: Stillwater, OK
Posts: 3,631
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Quote:
Originally Posted by flghtr65
Nothing but an idiot.
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says the idiot
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04-05-2013, 10:58 PM
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#55
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Valued Poster
Join Date: May 20, 2010
Location: Wichita
Posts: 28,730
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Quote:
Originally Posted by flghtr65
The thing is Ron Paul lost and Obama won.
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How does winning an election prove Obama to be right? Lots of people who have been wrong have won elections. It doesn't make them right.
I know Obama won, twice. I saw it on Comedy Central. It doesn't make him right, or his policies any better.
I'll admit, early on in his first term, I wanted Obama to succeed. He was talking transparency, accountability, fiscal responsibility, ending the wars, closing Gitmo, health care reform with NO mandate; a whole host of things I approved of. But it turned out they were all lies. He did NONE of what he promised!
Now it is apparent that if Obama succeeds, America fails. So winning the election doesn't make Obama right, it makes America foolish.
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04-06-2013, 12:37 AM
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#56
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by cptjohnstone
says the idiot
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And your stupidity is infinite!
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04-06-2013, 12:40 AM
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#57
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Valued Poster
Join Date: May 20, 2010
Location: Wichita
Posts: 28,730
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04-06-2013, 01:19 AM
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#58
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by CuteOldGuy
How does winning an election prove Obama to be right? Lots of people who have been wrong have won elections. It doesn't make them right.
I know Obama won, twice. I saw it on Comedy Central. It doesn't make him right, or his policies any better.
I'll admit, early on in his first term, I wanted Obama to succeed. He was talking transparency, accountability, fiscal responsibility, ending the wars, closing Gitmo, health care reform with NO mandate; a whole host of things I approved of. But it turned out they were all lies. He did NONE of what he promised!
Now it is apparent that if Obama succeeds, America fails. So winning the election doesn't make Obama right, it makes America foolish.
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Obama saved the auto industry, saved the banking system, bailed out Wall Street and basically stablized the economy. Fourth quarter 2008, banks large and small were failing every other day. Wall Street collapsed tradeing unregulated securities. The following Wall Street firms all went bankrupt: Lehman Brothers, AIG, Freddie Mac, Fannie Mae, Chase Bank,CityGroup etc,etc,etc. Let's not forget when the executives of GM, Chysler and Ford flew into Washington DC on their private jets to ask for the bailout loans for the first meeting. On the second meeting they flew coach. The DJIA, S&P500 and Wilshire 5000 indexes have all set all time highs under Obama. Your 401K or Roth IRA should look much better now than it did December 2008.
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04-06-2013, 01:28 AM
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#59
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Valued Poster
Join Date: May 20, 2010
Location: Wichita
Posts: 28,730
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Oh gawd. Democrat talking points, none of which are true. Sorry, Fluffr, you lose.
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04-06-2013, 01:56 AM
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#60
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by CuteOldGuy
Oh gawd. Democrat talking points, none of which are true. Sorry, Fluffr, you lose.
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TARP (Troubled Asset Relief Program) gave AIG 250 Billion Dollars, the largest of the bailout loans given out. TARP decided not to save Lehman Brothers and they are out of business. You should take a multivitamin daily, your memory is beginning to fade.
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