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The Sandbox - Upstate New York The Sandbox is a collection of off-topic discussions. Humorous threads, Sports talk, and a wide variety of other topics can be found here. If it's NOT an adult-themed topic, then it belongs here

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Old 04-16-2021, 11:55 AM   #46
Willie Wanker
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Originally Posted by Missburger View Post
Yes agrees why risk if you’re retired
The market is good I’m invested hard I never pull out LOL no pun intended
I d c who in charge market is good
My taxes will increase under Biden Thsts fine
I d c I’m doing well
I think millionaires should pay more but ok I’ll pay a little more

Let me buy a vacation home
I did the same, left it alone for 25 years. Pays in the long run.

If I could do it all over again, one thing I would do different is to invest more post tax dollars into a Roth, and less into qualified investments. The idea was that I'd be in a lower tax bracket at retirement and there would be less of a hit.
In reality, I'm in the same tax bracket. But overall I'm still happy with the outcome.
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Old 04-16-2021, 01:28 PM   #47
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A few things to consider before you get too deep into criticizing my decision. I'm already retired and no longer contibure to the 403b. I had ready planned on moving most of it into moneymarket and bond funds anyway. It's generally a good idea to avoid the highs and lows when you're close to drawing on the investment. My choice had very little impact as it's always been part of the plan anyway. Any experienced advisor would. agree that your investment should be in a.state.of stability at retirememt time,
W, IDK, I'd fire that advisor!

Things have worked out good so far for me. Been retired over a dozen years. Early retirement rocks. Been reaping the benefits of the US economy doing well in all that time frame plus. Only year losing money was year 2 of dumbbell donnie's horrid clusterfuck administration. When he attempted to run our economy like his many multi-bankrupted businesses.
As John McCain might have said, “I like businessmen who don’t go bankrupt!”

Looking back the only thing I would have done differently is move all investments into equities earlier. That's where all the action is. MMFs and Bonds suck.
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Old 04-16-2021, 01:32 PM   #48
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Quote:
Originally Posted by Missburger View Post
Yes agrees why risk if you’re retired
The market is good I’m invested hard I never pull out LOL no pun intended
I d c who in charge market is good
My taxes will increase under Biden Thsts fine
I d c I’m doing well
I think millionaires should pay more but ok I’ll pay a little more

Let me buy a vacation home
Agreed!

Quote:
Originally Posted by Willie Wanker View Post
I did the same, left it alone for 25 years. Pays in the long run.

If I could do it all over again, one thing I would do different is to invest more post tax dollars into a Roth, and less into qualified investments. The idea was that I'd be in a lower tax bracket at retirement and there would be less of a hit.
In reality, I'm in the same tax bracket. But overall I'm still happy with the outcome.
Wish Roth IRAs were around in the 80s when I started investing. They weren't. Was told, don't worry you will be in a lower tax bracket at retirement. Didn't happen. Paying more taxes now than when working many years ago due to investments paying off well. Also still very happy overall with the outcome, in spite of higher taxes to pay.
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Old 04-16-2021, 02:32 PM   #49
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WTF! This is the Sandbox. You should be throwing sand, rather than agreeing with each other.
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Old 04-16-2021, 02:49 PM   #50
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There's an entire playground on the app.....
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Old 04-16-2021, 04:29 PM   #51
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Originally Posted by Zollner View Post
W, IDK, I'd fire that advisor!

Things have worked out good so far for me. Been retired over a dozen years. Early retirement rocks. Been reaping the benefits of the US economy doing well in all that time frame plus. Only year losing money was year 2 of dumbbell donnie's horrid clusterfuck administration. When he attempted to run our economy like his many multi-bankrupted businesses.
As John McCain might have said, “I like businessmen who don’t go bankrupt!”

Looking back the only thing I would have done differently is move all investments into equities earlier. That's where all the action is. MMFs and Bonds suck.
The advice was baased on the likelihood of moving it to a fixed annuity at retirement. I later decided against that because I didn't need the additional monthly income.
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Old 04-16-2021, 06:10 PM   #52
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Originally Posted by Zollner View Post
W, IDK, I'd fire that advisor!

Things have worked out good so far for me. Been retired over a dozen years. Early retirement rocks. Been reaping the benefits of the US economy doing well in all that time frame plus. Only year losing money was year 2 of dumbbell donnie's horrid clusterfuck administration. When he attempted to run our economy like his many multi-bankrupted businesses.
As John McCain might have said, “I like businessmen who don’t go bankrupt!”

Looking back the only thing I would have done differently is move all investments into equities earlier. That's where all the action is. MMFs and Bonds suck.

well Zolly you must be the only retired zillionaire to lose money under the great Trump economy! btw i found your problem for u ..

it's all about the dividends!!

BAHHAAAAAA
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Old 04-16-2021, 07:22 PM   #53
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love watching the trumptards having a melt-down, the retards that they are
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Old 04-16-2021, 07:54 PM   #54
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love watching the trumptards having a melt-down, the retards that they are
love watching the libtards having a melt-down, the retards that they are.


BAHHAHAAA
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Old 04-16-2021, 11:14 PM   #55
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well Zolly you must be the only retired zillionaire to lose money under the great Trump economy! btw i found your problem for u ..
Well Whooopso seems you forget Dotard donnie alone lost self inflicted millions over the pst 4+ years through sheer incompetence and boneheaded stupidity. Daffy don probably isn't even a billionaire anymore. He's FORCED to sell off properties to pay off his Commie pal Putin, who has him by his little orange ballies....LOL His Hotels are TOXIC and empty most of the time.

Them there's the 20 million jobs he lost and the half million American Deaths caused by his gross pigheaded stupidity!

But Whooopso continue to cheer-lead for your LOSER and lead the blind base as only you can.....LOL

BAHHAHAHAAAAAAAAAAA
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Old 04-17-2021, 03:03 AM   #56
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Old 04-17-2021, 06:21 AM   #57
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Seems Z learned how to post the way he does (when he's not posting cartoons) by subjecting himself to watching (a lot of) Gay Don Lemon.
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Old 04-17-2021, 07:38 AM   #58
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Where he gets his information from is just laughable....
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Old 04-17-2021, 08:19 AM   #59
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Don LeMon visiting the

OLD QUEEN MARY this week
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Old 04-17-2021, 07:19 PM   #60
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Well Whooopso seems you forget Dotard donnie alone lost self inflicted millions over the pst 4+ years through sheer incompetence and boneheaded stupidity. Daffy don probably isn't even a billionaire anymore. He's FORCED to sell off properties to pay off his Commie pal Putin, who has him by his little orange ballies....LOL His Hotels are TOXIC and empty most of the time.

Them there's the 20 million jobs he lost and the half million American Deaths caused by his gross pigheaded stupidity!

But Whooopso continue to cheer-lead for your LOSER and lead the blind base as only you can.....LOL

BAHHAHAHAAAAAAAAAAA

i find your rhetoric as amusing as it is false. i do admire your passionate retort. were you overly emotional as a child? prone to temper tantrums? bahaaa


your attempt to blame Trump for the China Virus is laughable. you should be blaming the real culprits .. Obama and Fauci. as we all know, under Obama with Fauci's criminal complicity, the US farmed out gain of function research into bat shit guano viruses to the Wuhan Virology Lab for the sole purpose of creating a pandemic.


and so they did! intentionally and by design. the Chinese intentionally created it, intentionally released it and intentionally lied about it so that it would spread to the rest of the world but to the US first and foremost.


this is because His Regal Majesty The Lord Emperor Donald, Supreme Leader of the Multiverse and the greatest leader in all of human history had to be stopped by the evil globalists. this was of course a mistake for now His Eminence is a living martyr and leader of the resistance to overthrow the globalist cabal.


BAHHAHAAAA
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