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The Sandbox - New Orleans The Sandbox is a collection of off-topic discussions. Humorous threads, Sports talk, and a wide variety of other topics can be found here. If it's NOT an adult-themed topic, then it belongs here

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Old 03-23-2010, 07:29 PM   #31
Blazer57
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I pay almost $2,400 a year in premiums and I have to shell out $5,500 out of pocket BEFORE I get reimbursed a single dime from my insurance company. Almost $8,000 a year before I see any benefits at all,
If that's all you pay you are lucky! I pay $12000.00 per year and was told last week that it will increase by 300.00 per month come May when it renews. So reform is needed, just not what we got.
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Old 03-23-2010, 07:32 PM   #32
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There's no tort reform in the bill. There's no provision for being able cross over state lines to find a more competitive insurance quote. These two items alone would go a long way towards some reform. This country does not need or want Socialism.
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Old 03-23-2010, 07:48 PM   #33
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The state line farce would make the biggest insurers even bigger. It's like what Wal-Mart did to small stores. As for "tort reform", Medical Malpractice has been capped in Louisiana for about 30 years now (and the cap has never risen) yet malpractice premiums continue to rise.

I realize it is popular in Louisiana to hate President Obama. Nobody here has changed my mind and I'm sure I won't be changing yours. History will take care of itself, except in Texas where Thomas Jefferson is less important than Phyllis Schlafly.
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Old 03-23-2010, 10:39 PM   #34
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Juan I'm with you on this fact seem not to be what most people want to hear. Obama is evil is the only thing most people understand. If a person pays 12 grand a year for health insurance and thier told it going up 300 more dollars a month and they still don't like what the president did they deserve the increase. It's like some people are nonpaid employees of the insurance industry. And one other thing part if the health care reform that goes into affect would be great for blazer57 is that anyone that pays personal health insurance premiums to a insurance company that insurance company is forced to 80 to 85% of the premiums on actually medical expensives anything less has to be rebated back to you. So congrats next year your looking at a check from your insurance company. Now that's the LAW!
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Old 03-23-2010, 10:58 PM   #35
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......If a person pays 12 grand a year for health insurance and thier told it going up 300 more dollars a month and they still don't like what the president did they deserve the increase. It's like some people are nonpaid employees of the insurance industry
Huh ?
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Old 03-24-2010, 01:03 AM   #36
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If they would just let insuance companies sell in all states that would bring prices down
Tommyboy,

Congress actually took action on this last week - before they passed that monstrosity on Sunday. It’s an action they should’ve taken twenty years ago, but ‘abusive insurance companies’ have been the straw man politicians, like Obama, could rail against at election time. Does anyone remember he was in the Senate and didn’t sponsor a bill to legislate this change?

IBH
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Old 03-24-2010, 01:07 AM   #37
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Huh ?
What he said.

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Originally Posted by jhende3 View Post
Juan I'm with you on this fact seem not to be what most people want to hear. Obama is evil is the only thing most people understand. If a person pays 12 grand a year for health insurance and thier told it going up 300 more dollars a month and they still don't like what the president did they deserve the increase. It's like some people are nonpaid employees of the insurance industry. And one other thing part if the health care reform that goes into affect would be great for blazer57 is that anyone that pays personal health insurance premiums to a insurance company that insurance company is forced to 80 to 85% of the premiums on actually medical expensives anything less has to be rebated back to you. So congrats next year your looking at a check from your insurance company. Now that's the LAW!
No offense, but English cannot be your first language. I can barely comprehend anything you write. That being said, nobody "deserves the increase" if they don't like what just happened. Our premium keep increasing because the medical industry charges those with insurance more to cover the losses incurred by those with no insurance. Now we're guaranteed increases to continue covering the masses.

I don't know what planet you're on, but I don't know of any law that forces my insurance company to give me money back. In over 7 years of self-employment and paying my own health insurance without ever having them cover one doctor visit or prescription, having not met my annual deductible, not once have they sent my money back to me. I'll bet every penny I have that this will never happen.

Wake up, jhende3. If anybody wants health insurance they need to buy it or get a job that offers it as a benefit like the rest of us. How much longer do you freeloaders plan on milking the hard working people of this country? How much of OUR money will you ALLOW us to keep. How much more will you demand that the government STEAL from us to cover your lazy asses? When will these people finally learn to take care of themselves and stop eating from the public trough? There will never be true equality and fairness until every man takes care of himself with no public assistance.
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Old 03-24-2010, 06:10 AM   #38
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Porno Dave, you have seemed to sum it up quite well. I have had discussions with co-workers. We have argued(discussed) the same points. Unfortunately there are people who will not question anything Obama says or does. One guy handed me a print out directly from the Obama website and told me to "read the truth about the health plan". When I pointed out where the documentation came from and more than likely omitted any negative points, he responded by saying "You have to listen to Obama, he wrote the plan and knows it best, everyone else is wrong. At that point I realized WE ARE IN TROUBLE!!!!

I only hope that the entire plan can be declared unconstitutional. Yes reform is needed but not that BS.
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Old 03-24-2010, 07:02 AM   #39
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Originally Posted by sardyop View Post
Porno Dave, you have seemed to sum it up quite well. I have had discussions with co-workers. We have argued(discussed) the same points. Unfortunately there are people who will not question anything Obama says or does. One guy handed me a print out directly from the Obama website and told me to "read the truth about the health plan". When I pointed out where the documentation came from and more than likely omitted any negative points, he responded by saying "You have to listen to Obama, he wrote the plan and knows it best, everyone else is wrong. At that point I realized WE ARE IN TROUBLE!!!!

I only hope that the entire plan can be declared unconstitutional. Yes reform is needed but not that BS.
You're not insinuating that Barack Obama would lie to us, are you?
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Old 03-24-2010, 08:58 AM   #40
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Default good reading

***
Where Were You When the Republic Died?
March 22, 2010
By Matt Patterson
In November 2008, Americans elected a socialist as their president. In March 2010, they woke up stunned to find themselves living in a socialist country.
Health insurers -- once private companies -- are now organs of the federal government. Every citizen is a ward of the state, which can now compel you to have insurance, punish you if you don't; determine if your insurance is acceptable, punish you if it isn't. Thousands of new federal bureaucrats will soon spill from the D.C. Beltway and flood the country, scrutinizing our finances to verify compliance with this new law.
A government that grants itself this kind of power over us can conceivably do anything to us. For our own good, of course. Such a country is in no meaningful sense "free."
And this is only the beginning. Liberals are salivating in contemplation of all the fanciful window trimmings that can in the future be hung from this legislative framework. Public option will soon appear as prelude to single payer, as was the intent all along. Soon, Americans won't even have the illusion of a choice -- the government will move from subsidizer to provider, and it will be the only game in town.
So what's next? Some look to the states as possible saviors. Please. The states long ago surrendered their sovereignty, and they are now junkies on federal monies, which they need for schools, roads, Medicaid, and much else. If the citizens are now wards of the federal government, then the states long since preceded them in that sorry servitude.
The individual? What are we going to do, not pay the taxes to support this beast? Oh, they'll take that from you before you ever get your check; we gave them that power to them long ago, remember. March on Washington, en masse? Lot of good that's done thus far.
The Republicans? Assuming the GOP can take back both houses of Congress and the White House in the next couple of elections (by no means a sure thing), can you name one gigantic entitlement enacted by liberals that Republicans have successfully repealed? Or even made serious effort to repeal? Ever? Anyone?
The Courts? Sure, maybe Obamacare will work its way through the courts, and maybe the Supreme Court will finally take up the case (there is no guarantee of that, remember), and maybe the Court will not have tilted left by then, and maybe the Justices will declare it unconstitutional. Then what? Who will enforce this decision? Obamacare is already unconstitutional on its face, and yet it is the law of the land. Do you think the Democrats will say, "Oh, all-right, never mind," and cheerfully strike it from the books after their successful five-decades-long crusade?
And even if a court challenge is eventually successful, how much of the bureaucracy will by then already be in place, how many of the thousands of new regulations already in effect, how much of the billions in new taxes and fines collected, how many jobs killed, how many middle class families addicted to the entitlement?
There's a reason why Democrats were desperate to ram this through at any cost -- once enacted, such things are all but perpetual. Former freedom-loving peoples begin to tell themselves that it's really not so bad. Sure, government is forcing you to eat state-approved gruel, but hey, at least they hold the spoon, and they even pour a little sugar on top when you're good.
The worst part of watching the proceedings unfold on Sunday was the endless stream of commentators and pundits calmly discussing this bill as if it were just one more piece of bad legislation that we will have to live under. In fact, what has transpired is nothing less than an overthrow of the old Constitutional order.
In 1776, the American Republic boldly announced its birth with the Declaration of Independence. In 2010, it quietly expired with a declaration of dependence -- on government, on entitlement, and on the Democratic party.
Matt Patterson is a National Review Institute Washington Fellow and the author of Union of Hearts: The Abraham Lincoln & Ann Rutledge Story. His e-mail is
mpatterson.column@gmail.com.
Page Printed from:
http://www.americanthinker.com/2010/03/where_were_you_when_the_republ .html at March 23, 2010 - 08:00:26 PM CDT
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Old 03-24-2010, 10:05 AM   #41
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You can't be serious?
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Old 03-24-2010, 11:11 AM   #42
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Jehnde, when was the last time you bought anything that you were not taxed on? With exception of illicit substances,hobbying, and daycare, I in Houma have paid taxes on pretty much everything else. While they truly only take 30% out of my check at the moment they get there taxes from me in so many other ways. Seeing that u are from, when you didnt have healthcare you could have went to Chabert and had little to no cost. If you have ever been there, I dont know how you could wish for every hospital to be like that.
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Old 03-24-2010, 11:52 AM   #43
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Juan I'm with you on this fact seem not to be what most people want to hear. Obama is evil is the only thing most people understand. If a person pays 12 grand a year for health insurance and thier told it going up 300 more dollars a month and they still don't like what the president did they deserve the increase. It's like some people are nonpaid employees of the insurance industry. And one other thing part if the health care reform that goes into affect would be great for blazer57 is that anyone that pays personal health insurance premiums to a insurance company that insurance company is forced to 80 to 85% of the premiums on actually medical expensives anything less has to be rebated back to you. So congrats next year your looking at a check from your insurance company. Now that's the LAW!
Why would you think I deserve it? Because I make enough money to not qualify for the free or discounted health plan? Who do you think is going to pay for all those people? The Government has no money except what they take from their citizens or borrow from China and Japan. Why would I be happy about a mandate to buy insurance wether I want it or not? I don't think Obama is evil, but he shure does some evil things to our constituion. If you can't see that then you need to pull your head out of your ass. And did you know that 85% is up from 65%? That means that they have to operate the entire company on the 15% that is left. That includes salaries, buildings and upkeep on them, retirement plans, and healthcare coverage plus the taxes imposed on them. That sounds like abig round of layoffs to me. An the 85% is not going to be spent but kept in reserve to pay claims if needed. Any less and they would be deemed in trouble and subject to Government interference. As of yesterday all Health insurance companies are in this situation until the coming rate increases close the gap.
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Old 03-24-2010, 11:59 AM   #44
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Default The Declaration of Dependence

The Declaration of Dependence

Yep.... I like that.... fits quite nicely!!
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Old 03-24-2010, 01:31 PM   #45
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Default I have tried to avoid political discussions on this board, but..

it is obvious that nothing this administration does will be accepted by certain people in this country. If that socialist, communist, muslim, atheist president who wasn't born here says it, then it's a lie. Let's overlook the fact that he can't possibly advocate all those political views since there are fundamental differences between them that most people screaming "Nazi" or "Commie" couldn't diffrentiate between. Whatever smear the conservatives can attach to get the blood boiling for "real Americans" is out there.
If the passage of the bill is going to destroy the country, please tell me why Mitt Romney's bill in Massachusetts (which this bill is based on) didn't cause them to go up in flames? Dragons didn't swoop down and start carrying people away and Armageddon didn't come because conservatives didn't get their way. A vocal, angry, minority is STILL a minority. They only have themselves to blame for losing so many seats the last several years because of their own actions. Every civilized country in the world has universal healthcare for their citizens. If we want to continue being counted in that number something had to be done. I know there will be a parade of "I dont want to pay for anyone else" type comments, but where was all this activism when we were spending unprecedented amounts of money on a war that we got into under false pretenses or when we had to bail out all those rich bastards in the banking industry? Oh, that's right. Those things were done under the Republicans watch, so there HAD to be a good reason for it right?
By the way, yes I do have insurance through my employer and through my own private policy and English is my first language.
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