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09-12-2011, 02:27 AM
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#31
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Professional Tush Hog.
Join Date: Mar 27, 2009
Location: Here and there.
Posts: 8,959
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No, but I could get them for minimum wages and no insurance and they would return the same amount. Hence, they don't pay for their health care out of foregone income. I pay for it in extra money I don't have to pay via premiums.
And it's hard to determine what a file clerk "returns.". Literally, only attorneys can generate income in a primarily contingent fee practice. We just hire enough folks around us to comfortably do all the necessary support work with a fair bit ofroom to spare so more valuable non-lawyer employees can get four extra days off per month when we arent in trial. Assigning individual "returns" to essentially fungible empolyees is a fool's errand in that sort of environment.
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09-12-2011, 02:43 AM
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#32
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Account Disabled
Join Date: Feb 8, 2011
Location: Louisiana
Posts: 3,979
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Quote:
Originally Posted by waverunner234
I love it when Obama speaks, he moves markets
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He definitely is moving Markets. The question is where.
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09-12-2011, 10:14 PM
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#33
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Professional Tush Hog.
Join Date: Mar 27, 2009
Location: Here and there.
Posts: 8,959
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Quote:
Originally Posted by Laz
However, most small businesses do not have multiple employees with expensive chronic conditions.
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I suspect that you are very wrong about this. Huge numbers of Americans have chronic conditions that require expensive treatment. Asthma, high blood pressure, diabetes, depression, hyperlipidemia, etc. Many have more than one condition. Out of 15 employees and about 20 dependents, I suspect that our 3 or 4 high dollar need insureds is about average.
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09-12-2011, 10:39 PM
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#35
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Account Disabled
Join Date: Feb 8, 2011
Location: Louisiana
Posts: 3,979
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Quote:
Originally Posted by TexTushHog
I suspect that you are very wrong about this. Huge numbers of Americans have chronic conditions that require expensive treatment. Asthma, high blood pressure, diabetes, depression, hyperlipidemia, etc. Many have more than one condition. Out of 15 employees and about 20 dependents, I suspect that our 3 or 4 high dollar need insureds is about average.
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How come these medical conditions require expensive treatment? I take a 4mg tab once a day for Hypertension. My Rx costs me about 10 bucks a month through my insurance. I visit my doctor once a year. The other conditions you listed are seldom chronic and really don't require expensive treatments. I would've agreed if you had mentioned conditions such as Kidney Dialysis, Chemotherapy or conditions that require a prothstetic device. Those are Chronic and expensive.
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09-13-2011, 12:56 AM
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#36
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Valued Poster
Join Date: May 20, 2010
Location: Wichita
Posts: 28,730
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Good God, Tex, do you really believe EVERYTHING this administration tells you? Obama is not the second coming of Christ. He's a typical politician, interested in his own power and no one else, including you.
And if insurance is part of your employee's wage package, they are working for it, it is not a gift.
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09-13-2011, 02:45 AM
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#37
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Professional Tush Hog.
Join Date: Mar 27, 2009
Location: Here and there.
Posts: 8,959
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It is paid for by me. And every employee I have would keep working for me at their same salary if I cut their benefits to zero because there are no better jobs in this town. You can jabber all day, but I'm paying for their health care.
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09-13-2011, 02:54 AM
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#38
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Professional Tush Hog.
Join Date: Mar 27, 2009
Location: Here and there.
Posts: 8,959
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Quote:
Originally Posted by acp5762
How come these medical conditions require expensive treatment? I take a 4mg tab once a day for Hypertension. My Rx costs me about 10 bucks a month through my insurance. I visit my doctor once a year. The other conditions you listed are seldom chronic and really don't require expensive treatments. I would've agreed if you had mentioned conditions such as Kidney Dialysis, Chemotherapy or conditions that require a prothstetic device. Those are Chronic and expensive.
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Depends on the condition, how responsive to therapy, etc. Some drugs are cheaper than others. Most guidelines for hypertension with hyperlipidemia suggest frequent visits (six month or quarterly intervals) for repeat testing. Many with hyperlipidemia have to take morethan one drug. Those are expensive. Diabetes guidelines suggest doctor visits everythree to four months. Many diabetics also see nephrologists. Some get implantable insulin pumps. Depression remission rates are lower if you stay on meds. Most psychiatrists won't rewrite you scripts unless they see you for reevaluation every four to six months. State of he art treatment for asthma is long lasting bronchodialator/steroid combo inhalers on a twice daily basis (very expensive) plus albuterol for flare up (not as expensive).
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09-13-2011, 06:58 AM
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#39
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Valued Poster
Join Date: Jan 28, 2010
Location: Dallas
Posts: 998
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I thought his speech went extremely well, very presidential , motivational ,and inspirational!
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09-13-2011, 04:27 PM
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#40
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Account Disabled
Join Date: Feb 8, 2011
Location: Louisiana
Posts: 3,979
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Quote:
Originally Posted by TexTushHog
Depends on the condition, how responsive to therapy, etc. Some drugs are cheaper than others. Most guidelines for hypertension with hyperlipidemia suggest frequent visits (six month or quarterly intervals) for repeat testing. Many with hyperlipidemia have to take morethan one drug. Those are expensive. Diabetes guidelines suggest doctor visits everythree to four months. Many diabetics also see nephrologists. Some get implantable insulin pumps. Depression remission rates are lower if you stay on meds. Most psychiatrists won't rewrite you scripts unless they see you for reevaluation every four to six months. State of he art treatment for asthma is long lasting bronchodialator/steroid combo inhalers on a twice daily basis (very expensive) plus albuterol for flare up (not as expensive).
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Yeah certainly, the most chronic forms of the illnesses you mentioned are most often in association with other serious medical problems. Which makes them quite problematic treat.
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