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08-31-2014, 10:17 AM
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#16
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Valued Poster
Join Date: Aug 12, 2014
Location: DFW
Posts: 1,152
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Quote:
Originally Posted by TexTushHog
Great arguments for single payer funded through employer payroll taxes.
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Single payer works just great. Just look at the VA. I was in and out of the VA hospital in Waco for months after returning from Vietnam. No thanks.
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08-31-2014, 10:30 AM
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#17
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Valued Poster
Join Date: Aug 12, 2014
Location: DFW
Posts: 1,152
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Quote:
Originally Posted by Bobster36
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I don't care what color the SOB is. It passed without a single Republican vote. It was written by lobbyist for the insurance companies. It isn't affordable and will run up the debt even higher. It will destroy the finest healthcare in the world.
Employees that enjoy companies subsidizing their healthcare will find themselves funding it themselves
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08-31-2014, 11:04 AM
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#18
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Lifetime Premium Access
Join Date: Apr 22, 2011
Location: DFW Texas
Posts: 2,866
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Another Obama Miracle!
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08-31-2014, 12:48 PM
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#19
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Valued Poster
Join Date: Apr 12, 2010
Location: At your Mama's house
Posts: 1,859
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Quote:
Originally Posted by LargeBreastFan
Another Obama Miracle!
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08-31-2014, 01:15 PM
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#20
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Valued Poster
Join Date: Dec 31, 2009
Location: North texas
Posts: 11,925
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When I started my company, supplying healthcare and retirement was not at the top of my priorities. The reason someone starts their own business is to make money supplying a need, service, or goods, not to supply healthcare, birth control, or retirement funds. Healthcare and retirement benefits came out of the ooze from the 60's from employers who did not want to give pay raises but, offered healthcare in its place, pensions, retirement. If an employee feels he/she is getting great benefits at little cost they don't worry about big pay or raises.
My friend has a choice. Issue 2 separate w-2s since they work for 2 LLCs or make everyone contract and issue 1099s.
My preference is to make employees contract and issue a 1099. They can take care of their own taxes and healthcare. Small businesses have enough taxes and expenditures. They shouldn't be burdened with more taxes and fees. It sounds harsh but is reality nowadays.
A yr ago when everyone's check was a little smaller to compensate for the Obummecare, my daughter came home elated saying her birth control pills were free at the pharmacy. I told her it was not free. We are all paying for it. Did you not look at your check and see the extra taxes that are now taken? Made no difference to her, "taxes are taken out anyway, all I know is they are free now. "
I almost asked her to pack her stuff and move out.
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08-31-2014, 01:34 PM
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#21
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Account Disabled
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Ya the new "affordable" family plan is costing $900/month.
I guess the Dems considered that affordable. Either that or they want me to throw in the towel and go on welfare/Medicaid/chips so I depend on the government to support myself and they have more job security.
Not gonna happen. I'll suck every last dick in Dallas before I ask for a handout.
Fuck Washington. All of 'em.
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08-31-2014, 01:36 PM
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#22
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Madame Moderator
User ID: 123904
Join Date: Feb 27, 2012
Location: Restaurant at the End of the Universe
Posts: 9,694
My ECCIE Reviews
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Quote:
Originally Posted by BrownSugarBaby
I had signed up for Obamacare and I wasn't really impressed with it.
The primary care doctor had a long Russian name that I couldn't even begin to pronounce, and his specialty was geriatric care. Mind you, I'm 22 years old.
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Interesting. I went with BCBS for coverage under Obamacare and I chose my own Primary Care Doc.... When I was choosing my carrier (you get a choice of a few companies) I just made sure to pick a carrier that my doc accepted.
A lot of people don't like it, but for someone like me who has a pre-existing condition... some of the mandates have been a godsend. With my and my youngest child's issues, I could have NEVER afforded self-employed coverage before.. it was too cost prohibitive due to PEC's.
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08-31-2014, 01:43 PM
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#23
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Account Disabled
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I'll give that to you, Grace! The preexisting clause is definitely one of the crowning achievements of the new legislation and I applaud their efforts to stop that very unfair policy which was standard insurance protocol up until recently. Likely one of the only REAL benefits of Obamacare.
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08-31-2014, 01:55 PM
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#24
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Valued Poster
Join Date: Apr 12, 2010
Location: At your Mama's house
Posts: 1,859
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The pre-existing is the only good thing in it. But the jack ass could have changed just that with his almighty pen and left the rest of the shit alone. Now everybody is fucked but good. And they don't even know it yet. Just wait till it all goes into effect. .. Proper fucked!
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08-31-2014, 02:45 PM
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#25
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Valued Poster
Join Date: Jul 28, 2012
Location: Keller
Posts: 1,732
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Yea, because healthcare was so cheap before Obamacare. Prices weren't skyrocketing at all. All anyone knows how to do is rant. Rarely if ever do you see a reasonable alternative offered. As a society, we've decided against letting people die in the ER. Children especially, because they have no say in their circumstances.
If you couldn't get insurance for your child because of a pre-existing condition, you may think differently. No, he couldn't just use his pen to change the rules regarding pre-existing conditions without bankrupting the insurance companies. The pool of people paying insurance had to increase to cover the costs of increased coverage. It may surprise some of you learn that insurance companies like collecting premiums and hate paying out on claims.
People act like there's some perfect system out there for healthcare, there isn't. Any system that involves humans will rarely be perfect, but that doesn't mean that you shouldn't try at all. Single-payer isn't perfect, but neither is private insurance. Instead of being able to debate things in a reasonable manner, humans do what we do best and revert to tribalism and ignorant ranting. How healthcare is provided really shouldn't be a left vs. right issue (neither should the environment).
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08-31-2014, 03:36 PM
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#26
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Valued Poster
Join Date: Apr 12, 2010
Location: At your Mama's house
Posts: 1,859
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Quote:
Originally Posted by Roger.Smith
Yea, because healthcare was so cheap before Obamacare. Prices weren't skyrocketing at all.
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You think it was expensive before? You haven't seen anything yet.
Government regulations are one of the main reasons for the high costs in the first place. So the fix is to put them in charge? The problem isn't greedy doctors. It's greedy government.
If you actually think they give a fuck about the 5% of people (the number is actually even less, but I feel generous) who are affected by pre existing conditions in Washington, then you are a fool. It's not about their soft hearts. It's about control. And they want it.
Health care is 20% of our economy, and they found a way to take control of it.
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08-31-2014, 05:58 PM
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#27
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Valued Poster
Join Date: Aug 3, 2009
Location: Plano Texas
Posts: 4,351
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Does anyone believe the government can run the health care system without fucking it up? What have they done for veterans? They just taxed the middle class thru higher health care rates and higher deductibles to pay for the drug addicts and the have nots. Bend over middle class.
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08-31-2014, 06:38 PM
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#28
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Valued Poster
Join Date: Jul 28, 2012
Location: Keller
Posts: 1,732
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Quote:
Originally Posted by threepeckeredbillygoat
You think it was expensive before? You haven't seen anything yet.
Government regulations are one of the main reasons for the high costs in the first place. So the fix is to put them in charge? The problem isn't greedy doctors. It's greedy government.
If you actually think they give a fuck about the 5% of people (the number is actually even less, but I feel generous) who are affected by pre existing conditions in Washington, then you are a fool. It's not about their soft hearts. It's about control. And they want it.
Health care is 20% of our economy, and they found a way to take control of it.
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I don't think they were skyrocketing, I KNOW they were, having worked at the same company since 2000 and watching my premiums go up 400%+ before the ACA. The government ISN'T in charge of healthcare. This isn't socialism because the insurance that you buy is through a PRIVATE company, not the GOVERNMENT. Medicare and VA benefits are socialism, Obamacare is not since you buy insurance through PRIVATE companies.
Yes, I do think someone in Washington DC does care about the 5% affected by pre-existing conditions does care, otherwise that clause would not have made it into the Healthcare Act. Being overly cynical is idiotic. Business and government are two sides of the same coin. Businesses are just as capable of making idiotic and nonsensical decisions just like the government does. Have you worked for a Fortune 500 corporation recently? I do, and I talk to business and government administrators that are complete idiots. Placing a business or government label on someone isn't magic, performance is based on each individual.
How has the government taken over healthcare other than telling people they have to have it? No government administrator is consulting with Blue Cross and Aetna on decisions on individual policies, that is still in the hands of the insurance companies. You can't buy US Government Health Insurance because it doesn't exist, you have to buy it through a PRIVATE COMPANY. A lot of people are paying less under Obamacare, some are paying more. Obamacare isn't some divine creation, nor is it a spawn of the devil. The hyperbole in this thread is exactly why things in America are they way they are. People are more emotional than they are logical.
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08-31-2014, 07:40 PM
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#29
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Valued Poster
Join Date: Aug 12, 2014
Location: DFW
Posts: 1,152
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We have fewer people with insurance than before ObamaCare. In the long run, we could have paid for the 17% without insurance. When you consider the number of employees who have either been let go or moved to part time, you would have a better understanding of the true cost of this bill. The bill repays the insurance companies for any losses incurred. I guarantee they will show a loss.
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08-31-2014, 08:13 PM
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#30
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Valued Poster
Join Date: Apr 12, 2010
Location: At your Mama's house
Posts: 1,859
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Quote:
Originally Posted by Roger.Smith
I don't think they were skyrocketing, I KNOW they were, having worked at the same company since 2000 and watching my premiums go up 400%+ before the ACA.
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http://smallbusiness.chron.com/cost-shifting-23849.html
Government regulations are causing it. They cause the problem and then come in and take over because the problem they have caused has gotten out of control.
Take medicare for instance, say you have person A with private insurance and person B on medicare. Both go to the hospital with the same ailment and need the same treatment. Medicare tells the doctor we are only going to pay XX amount of dollars for this treatment and thats all your going to get, period! No ifs ands or buts, thats it. No matter what the cost really is. Do the doctors and hospitals just eat the loss? Fuck no they dont. They pass it on to the insurance company of patient A. So does patient A insurance company just eat the loss? Fuck no they don't eat it either. So who ends up eating the loss that the government caused? Patient A eats it. The insurance companys have to jack the rates up on people with private insurance.
And then the government turns around and says "we have to do something about health care cost, patient A has to pay too much and it's getting out of control".
Well no fucking shit! The problem isn't greedy doctors, it's greedy government. Put the blame where it belongs. Don't just bitch about the rising cost, bitch at the ones causing it.
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