Quote:
Originally Posted by bigtex
I suspect it will have a negative effect on the incentive that larger company's might have to hire new employee's due to the year delay.
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Perhaps, but there is even a worse result as far as the alleged "purpose" of the law, which IS immediate. The law became law in March 2010.
#1: Everyone, including employers and insurers have had AT LEAST 3 plus years to "decide" what to do.
#2: "The Secretary" has had 3 years to promulgate implementing regulations.
#3: People have been hired and as is customary they wait for a period before they get health insurance from the company ... 30-180 days.
#4: Open enrollment was to begin October 1st so companies have been telling new employees they are eligible for insurance and can enroll by October 1st.
#5. Carriers are saying they cannot offer employee group plans for 2014 until The Secretary has completed promulgating the regulations to let them know what they HAVE TO OFFER for employer plans, and they WERE planning on those regs to be in place in time for them to provide employers with "OPTIONS" for their employees ....
#6. Carriers need to have their Plan Option coverages so they can allow "underwriting" to establish a rate that can be charged for particular plans and supplemental components to those plans.
#7. AND if employers begin coverage for employees prior to Jan. 1, 2014, then the carriers have to either begin the REQUIRED coverage now or let employers know that the plans offered in 2013 cannot (will not) be offered effective Jan. 1st 2014, and/or the premiums on the existing plans will be going up substantially for 2014 ..
#8. AND all that was to be in place by October 1st 2013, so the employers/employees could make their decision according to the requirements of the law/regulations (that do not exist at this time).
Is the decision "political" ... because of the upcoming elections. Of course. Because EVERYONE of the dumbshits who voted FOR Obamacare AND who are still saying it is a good deal and beneficial for the country are AT RISK of getting booted out ... IF THE VOTERS find out how they are going to be fucked come January 1, 2014. Pushing it off past mid-terms may save their asses.
This delay ONLY GIVES
non-union major companies a reprieve at PROVIDING health insurance for the newly hires who finally got a job and those hired in the next year, who finally got a job, whose COBRA has expired, and are no longer insured. The carriers are CURRENTLY NOT REQUIRED to accept their applications, and if they do it ONLY WILL BE for high risk plans at high risk rates. (What will become known as "the pool")
So the 11 million UNINSURED, the plan was supposed to "COVER" WTIH INSURANCE, will NOW INCREASE to 30 to 40 million at least, ... SO LONG AS THEY ARE NON-UNION, NON-GOVERNMENT, and/or are working for an EXEMPTED EMPLOYER, because The Secretary has been busy passing out EXEMPTIONS to Obaminable supporters (groups) RATHER than spending HER time establishing the regulations.
Like Nancy and Harry told EVERYONE ... pass it and then see what happens.
That's the reason by the original implementation date was AFTER 2nd term elections AND that is reason why the administration is trying to kick the can down the road.
Guess who gets the mess! The next guys.
Just like Obaminable did in the Chicago housing project he was "organizing"! Left it UNFINISHED!
