ACA - Reduces The Percentage Of Uninsured

[Chung Tran]

Originally Posted by Yssup Rider

How do you figure there is only one provider with a high deductible?

Who uses the ER at NO cost? Somebody pays. Every time.

try to read closer next time.. I didn't say the ER costs nothing.. I said "essentially no cost", and I was referring to some potential users that would not pay.. that is the genesis of the ACA, to try and spread ER costs after so many uninsured have used the service for free.

and there is basically (go back and read, I said "basically") one provider in Texas.. sure there are several with policies available, but Blue Cross Blue Shield DOMINATES the Texas market.. because they are the only company that drafted a policy that is anywhere near affordable for most recipients,

[flghtr65]

Originally Posted by Chung Tran

oh yeah?

that family of 4 that is NEAR the poverty line bears a burden... ACA subsidies, yes, but the deductibles are so high, the coverage is close to worthless.. and that family can not opt out.. if it does, it is "taxed" for not obtaining insurance.. so yes, the family must file taxes TO PAY THE FUCKING HEALTHCARE TAX

There were two examples of a family of 4, the income for one was $30,000 and income for other was $16,000. The family of 4 whose income is $16,000 does not qualify for a private plan (health insurance) on the government exchange (healthcare.gov). Therefore, they are not getting a subsidy from the government for a private plan and do not have a burden to pay the HEALTHCARE TAX.

The family of 4 whose income is $16,000 can only get the EXPANDED MEDICAID (if they live in a state that has it). The expanded Medicaid is not a private plan. You only pay the healthcare tax if you receive a subsidy for a private plan.

The family of 4 that makes 30,000, yes, you are correct they would have to pay the healthcare tax on the subsidy that they received.

[Chung Tran]

Originally Posted by flghtr65

The family of 4 that makes 30,000, yes, you are correct they would have to pay the healthcare tax on the subsidy that they received.

you misspoke here, I believe.. they pay the healthcare tax on the subsidy they DID NOT receive, because they chose not to sign up.. they actually receive no subsidy at all, yet they must pay a penalty tax for receiving NOTHING

[flghtr65]

Originally Posted by Chung Tran

you misspoke here, I believe.. they pay the healthcare tax on the subsidy they DID NOT receive, because they chose not to sign up.. they actually receive no subsidy at all, yet they must pay a penalty tax for receiving NOTHING

We were speaking of two different things. There is a tax on the subsidy one receives to help pay their premium on the private plan that was purchased on Healthcare.gov (the only place where you can get the subsidy unless the state set their up own website like Kentucky). This is just like pay a tax on an unemployment benefit that one receives.

The other (Tax/Fine/Penalty) is from the individual mandate, if you elect to choose not obtain health insurance, in year 2014 the penalty amount was $94. For the year 2015 it will be higher.

[IIFFOFRDB]

Obozocare needs more money, what a suprise... http://www.usnews.com/news/blogs/dat...e-on-obamacare

[flghtr65]

Originally Posted by Mr MojoRisin

That family of four living near the poverty line most certainly is riding on the coat tails of the tax payers when it comes to their healthcare. Now they still have to file income tax, and how much do you think they are getting back in the form of a refund based on those two dependent children? I bet it's a sweet little chunk of change for someone not paying any taxes.

Jim

If a family of 4 makes $16,000, yes, they would probably get $2,000 or $3,000 back after filing their tax return. It's not like they will be able run out and buy a BMW.

[IIFFOFRDB]

We got a little problem... http://www.forbes.com/sites/gracemar...-pay-in-taxes/

Seniors Are Receiving Far More In Medicare Benefits Than They Pay In Taxes

Grace-Marie Turner
CONTRIBUTOR
FOLLOW ON FORBES (59)
Opinions expressed by Forbes Contributors are their own.
Republican presidential candidate Jeb Bush tripped the Medicare wire recently in talking about the urgent need for entitlement reform, a key pillar of his plan to get the American economy moving again with 4% growth.

According to a CNN report, he was confronted by a senior citizen at a New Hampshire town hall meeting who said she was very concerned about policies that would change or phase out Medicare.

“My Medicare right now is wonderful and I paid into it for all these years. Why are you always attacking the seniors?” she asked Bush.

“Well, I’m not,” Bush responded, according to Politico. “Here’s what I said: I said, ‘We’re going to have to reform our entitlement system.’ We have to.”

“It’s not an entitlement,” the woman shot back. “I earned that.”

“It’s an actuarially unsound health care system,” said Bush.

The fact is the woman questioning Bush was wrong in saying she has paid for her Medicare benefits. At best, she will have paid for less than half of the expected cost of her lifetime Medicare expenditures and possibly as little as 8%. Medicare is not sustainable as it is currently structured, and reform is indeed vital.

In fact, today’s typical Medicare beneficiary will have paid into the system just 13% to 41% of his or her expected Medicare consumption. The rest is funded by payroll taxes paid by today’s working Americans.

[TheDaliLama]

Lets see....

I couldn't afford health insurance before....

Now my Obamacare costs me more......

And if I don't buy it I get will fined......

Yeah...what a great deal.

[Guest040616]

Originally Posted by TheDaliLama

Lets see....

I couldn't afford health insurance before....

Now my Obamacare costs me more......

And if I don't buy it I get will fined......

Yeah...what a great deal.

Perhaps you should return to Tibet!

[IIFFOFRDB]

0zombies got us again!



How the U.S. Taxpayer Was Bilked for a Quarter of a Trillion in Illegitimate and Unrecoverable Obamacare Handouts

This is from John Merline at Investor's Business Daily:

Nearly half a million ObamaCare enrollees were able to claim more than $235 million in excess subsidies that they will never have to pay back, a recent IRS audit showed, thanks to a quirk in the law that leaves the program vulnerable to potentially billions in excess subsidy payments.

Because ObamaCare subsidies are based on income, enrollees have to guess about their income for the next year when they sign up, which the exchanges use to calculate the tax credits. Enrollees can then opt to take these credits in advance, in which case they're sent directly to insurers, who subtract them from the enrollees' monthly bills. That's called the "advanced payment tax credit" or APTC.

If an enrollee guesses wrong, they'll either get additional subsidy money when they file their taxes, or they'll have to pay some or all of their excess subsidy money back. But the law caps how much of the excess subsidy money must be returned for those making less than 400% of poverty. (Families at 400% or above are ineligible for any subsidies.) The caps range from $300 to $2,500, depending on income and filing status.

To illustrate how the caps work, consider a family of four that enrolled in ObamaCare and guessed their income would be $40,000. That family would receive a subsidy of $7,980 for the year, according to a Kaiser Family Foundation subsidy calculator....

If it turns out that the family actually made $95,000, their subsidy should have been just $828, and they'd technically owe the difference — $7,152 — back to the government.

But because their actual income was less than 400% of poverty, the most they'll have to pay back is $2,500.

In other words, by underestimating their income, this family was able to leverage $4,645 in excess ObamaCare subsidies....

http://news.investors.com/politics-o...-subsidies.htm

[The_Waco_Kid]

Originally Posted by flghtr65

Red states Arkansas and Kentucky lead the way for reducing the percentage of uninsured. Texas has the highest percentage of residents who are UNINSURED.

http://finance.yahoo.com/news/map-sh...155016824.html

Originally Posted by timpage

But....but....but.....what about the predictions of a "disaster" by the usual whackadoos? I thought life as we have all known it was bound to end.....isnt' that what they all told us?

And, now it appears that that ACA has actually done what Obama said it would do? And, all of the predictions of dire consequences and disaster? All of the sound and light and bullshit that the republicans quacked about turns out to have been wrong?

Oh, wait. I bet that will be next year ,right? Or, at some other unspecified time in the future.

Originally Posted by Yssup Rider

How do you figure there is only one provider with a high deductible?

Who uses the ER at NO cost? Somebody pays. Every time.

Those statements are patently false, Chung Tran. Except, of course, for the part about Rick Perry and Texas being too proud to expand Medicaid, which of course, was essentially money Texas taxpayers had already contributed to the Feds. That money just might have wound up helping expand Medicaid in other states.

Brilliant move.

remember this libtards. ACA is essentially the Mulatto in Chief's only real (sic) accomplishment while in office. he's done nothing in any other area. so if this is a bullshit piece of crap .. what does that make his presidency?

http://townhall.com/tipsheet/guybens...ments-n1874462

http://dailycaller.com/2015/01/05/li...-to-obamacare/

http://liberalvaluesblog.com/2014/11...happy-with-it/

http://www.propublica.org/article/lo...d-by-obamacare

any time you want to counter with "ACA success stories" go ahead.

[The_Waco_Kid]

Originally Posted by The_Waco_Kid

remember this libtards. ACA is essentially the Mulatto in Chief's only real (sic) accomplishment while in office. he's done nothing in any other area. so if this is a bullshit piece of crap .. what does that make his presidency?

http://townhall.com/tipsheet/guybens...ments-n1874462

http://dailycaller.com/2015/01/05/li...-to-obamacare/

http://liberalvaluesblog.com/2014/11...happy-with-it/

http://www.propublica.org/article/lo...d-by-obamacare

any time you want to counter with "ACA success stories" go ahead.

the libtard left's reply ...

[flghtr65]

Originally Posted by The_Waco_Kid

remember this libtards. ACA is essentially the Mulatto in Chief's only real (sic) accomplishment while in office. he's done nothing in any other area. so if this is a bullshit piece of crap .. what does that make his presidency?

http://townhall.com/tipsheet/guybens...ments-n1874462

http://dailycaller.com/2015/01/05/li...-to-obamacare/

http://liberalvaluesblog.com/2014/11...happy-with-it/

http://www.propublica.org/article/lo...d-by-obamacare

any time you want to counter with "ACA success stories" go ahead.

From the link in post #1. More people are insured since the law was implemented.

A new Gallup survey asking Americans if they have health insurance shows that in every state except Wyoming, the proportion of residents without health insurance has dropped since the major provisions of the Affordable Care Act — state- and federal-run insurance exchanges and an expansion of the federal Medicaid program — went into effect at the end of 2013

Question for you Waco. Do you wear your KKK sheet when you go to the University of Texas spring football game, or only when you type on keyboard of your computer?

[The_Waco_Kid]

Originally Posted by flghtr65

From the link in post #1. More people are insured since the law was implemented.

A new Gallup survey asking Americans if they have health insurance shows that in every state except Wyoming, the proportion of residents without health insurance has dropped since the major provisions of the Affordable Care Act — state- and federal-run insurance exchanges and an expansion of the federal Medicaid program — went into effect at the end of 2013

Question for you Waco. Do you wear your KKK sheet when you go to the University of Texas spring football game, or only when you type on keyboard of your computer?

so more people are insured but unhappy with the coverage. only you would consider that a success. what you don't want to admit is that many people who already did have insurance could not keep the plans they had, or the doctors, as Obumbo promised. how many times does this guy have to lie to your face before you realize he's lying to your face?

[CuteOldGuy]

For the poor, high deductibles and co-pays are the same as having no insurance.