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11-28-2012, 10:19 AM
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#16
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Valued Poster
Join Date: Mar 31, 2010
Location: Houston
Posts: 15,054
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Bigtex, I commend you, that is the way it is supposed to be done.
My originol post was concerning what I consider Middle Class Earners. They should realize that getting their kids all the way through college is their responsibility. If they cannot afford a major University, then there are community colleges that are very affordable to any familly making $60,000+ a year. If a loan is required, the parents should be responsible.
I never took advantage of any of the GI benefits that were afforded to me back in the 60's when I was drafted. That was my fault, though. But I was also fortunate enough to get into a Business that has been quite profitable through the years.
Sooner or later we are going to have to address the ever rising cost of secondary education. I blame the entire Student Loan Program on much of this. The colleges know there is guaranteed money out there (they get their's up front), so they want as big a chunk of it as they can get. If they knew that all they were going to get is what the typical familly can afford, they would come down.
My daughter did qualify for a partial scholarship, but there were so many strings attached, I told them to get screwed, I would pay for it.
From my experience, a Bachelors Degree from a major University, (State), will cost you no less than $80,000. Keep in mind, with the way the colleges keep adding hours to degree plans, it really takes 5 years. Go to a private such as Baylor, Rice, etc, and that cost could easilly double.
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11-28-2012, 10:23 AM
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#17
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Valued Poster
Join Date: Jan 16, 2010
Location: Texas
Posts: 51,038
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Quote:
Originally Posted by bigtex
* I didn't check any websites.
Neither do I know of any of "their parents" who actually purchased "a 2013 Escalade on a 72 month loan @ 10% interest?"
I was hoping that since you raised the issue you would be able to actually provide specifics as opposed to speaking in generalities. Apparently you can't!
Next issue?
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If the vehicle description has you upset (chihuahuas get like that) ... then
pick any overpriced, reasonably high end piece of crap in the $60,000 to $70,000 range. Then ... YOU check the tuition and book estimates of YOUR COLLEGE .. ok?
OK?
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11-28-2012, 10:29 AM
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#18
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Account Disabled
Join Date: Dec 23, 2009
Location: Central Texas
Posts: 15,047
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Quote:
Originally Posted by LexusLover
For what?
And their parents go out and buy a 2013 Escalade on a 72 month loan @ 10% interest.
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Quote:
Originally Posted by LexusLover
pick any overpriced, reasonably high end piece of crap in the $60,000 to $70,000 range.
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Are you still speaking in generalities or do you have something much more specific as it relates to the actual percentage of "their parents" who actually purchase an "overpriced, reasonably high end piece of crap in the $60,000 to $70,000 range on a 72 month loan @ 10% interest?"
I was still hoping that since you raised the issue you would be able to actually provide specifics as opposed to speaking in generalities. Apparently you still can't!
Next issue?
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11-28-2012, 10:53 AM
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#19
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Valued Poster
Join Date: Aug 14, 2011
Location: San Antonio
Posts: 2,280
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There are two problems. The first is the presumption that everyone should get a college degree. That is not true. Not all degrees are economically justifiable. Trade schools could provide lower cost training for most jobs.
The second problem is the cost of college. Politicians only look at providing funds for students to pay the high cost. They should be looking at making the cost of college affordable without aid.
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11-28-2012, 11:03 AM
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#20
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Premium Access
Join Date: Dec 18, 2009
Location: Mesaba
Posts: 31,149
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Lets make an attempt to stick to at least one topic here.
What it boils down to is the fact that there are a limited number of jobs out there for recent college grads. They are competing for the fewer jobs available with with a much more established workforce that has been downsized/laid-off of their own jobs.
Thinking that further out, if those downsized/laid-off people still owe on THEIR college loans, they don't have the means to pay either. With $200/wk in unemployment checks, student loan payments will be pretty low on the list.
Quote:
Originally Posted by timpage
I don't think college is for everybody but I think everybody who has the desire for higher education ought to at least have an opportunity to pursue it. Lots of folks do very well without it, but the reality is that a college education goes a long way towards financial security over the course of a lifetime.
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Absolutely
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11-28-2012, 03:00 PM
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#21
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Account Disabled
Join Date: Jun 29, 2012
Location: Austin
Posts: 874
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I paid my way, my kids will need to pay their way too. I'm not raising spoiled brats that go through college on mommy and daddy's dime and graduate knowing shit about life. The problem is that everyone in America expects somebody else to pay. Not in my house, they'll have free food and housing and some tuition. If they want to study somewhere else, they'll have to work and pay for their own food and housing. Sorry, but I'm tired of seeing American children know nothing about life and getting their butts kicked by everyone else. At this rate, we don't need Obama to turn us into a 3rd world country, we're doing it ourselves by raising unproductive human beings that can only watch reality TV crap, play video games, and get drunk and high.
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11-28-2012, 03:12 PM
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#22
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Account Disabled
Join Date: Feb 8, 2011
Location: Louisiana
Posts: 3,979
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Quote:
Originally Posted by icuminpeace
I paid my way, my kids will need to pay their way too. I'm not raising spoiled brats that go through college on mommy and daddy's dime and graduate knowing shit about life. The problem is that everyone in America expects somebody else to pay. Not in my house, they'll have free food and housing and some tuition. If they want to study somewhere else, they'll have to work and pay for their own food and housing. Sorry, but I'm tired of seeing American children know nothing about life and getting their butts kicked by everyone else. At this rate, we don't need Obama to turn us into a 3rd world country, we're doing it ourselves by raising unproductive human beings that can only watch reality TV crap, play video games, and get drunk and high.
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sounds like you have the parent game under control. Keep up the good work.
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11-28-2012, 06:10 PM
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#23
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Valued Poster
Join Date: Jan 16, 2010
Location: Texas
Posts: 51,038
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Quote:
Originally Posted by bigtex
Are you still speaking in generalities or do you have something much more specific as it relates to the actual percentage of "their parents" who actually purchase an "overpriced, reasonably high end piece of crap in the $60,000 to $70,000 range on a 72 month loan @ 10% interest?"
Next issue?
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Forgive me BT, I now remember that you attended U of H. May be this will help ....
.. their parents would rather BLOW their money as opposed to helping their children get an education that will assist them in some simple logical concepts .. like reading posts on a SOB board and adding 2+2.
Back to the thread topic..
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11-28-2012, 06:43 PM
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#24
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Account Disabled
Join Date: Dec 23, 2009
Location: Central Texas
Posts: 15,047
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Quote:
Originally Posted by LexusLover
.. their parents would rather BLOW their money as opposed to helping their children get an education that will assist them in some simple logical concepts .. like reading posts on a SOB board and adding 2+2.
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Are you still speaking in generalities or do you have something much more specific as it relates to the actual percentage of "their parents" who "would rather BLOW their money as opposed to helping their children get an education that will assist them in some simple logical concepts ."
I was still hoping that since you raised the issue you would be able to actually provide specifics as opposed to speaking in generalities. Apparently you still can't!
And now since it is quite obvious that you are unable to provide something more specific we can finally go back to the thread topic..
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11-28-2012, 06:59 PM
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#25
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Valued Poster
Join Date: Jan 16, 2010
Location: Texas
Posts: 51,038
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Quote:
Originally Posted by bigtex
I was still hoping that since you raised the issue you would be able to actually provide specifics as opposed to speaking in generalities. Apparently you still can't!
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Well, actually, your obsessively repetitive posting about a non-issue is relevant to the thread topic, which is that by each post you prove conclusively that not everyone benefits from a college education, so parents or taxpayers should not waste their money on people with similar mental deficiencies as you constantly demonstrate by your posts.
How's that for specificity?
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11-28-2012, 07:06 PM
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#26
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Account Disabled
Join Date: Dec 23, 2009
Location: Central Texas
Posts: 15,047
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Quote:
Originally Posted by LexusLover
Well, actually, your obsessively repetitive posting about a non-issue is relevant to the thread topic, which is that by each post you prove conclusively that not everyone benefits from a college education, so parents or taxpayers should not waste their money on people with similar mental deficiencies as you constantly demonstrate by your posts.
How's that for specificity?
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Not very specific at all However we have come to expect as much from you as you continue to hijack this thread with subject matter that is clearly irrelevant.
Now that it is clearly obvious that LL is lacking specificity we can finally return to the thread topic..
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11-28-2012, 07:15 PM
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#27
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Valued Poster
Join Date: Jan 3, 2010
Location: South of Chicago
Posts: 31,214
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Quote:
Originally Posted by bigtex
Now that's funny! Anyone who has ever heard of an educated gnadfly, please raise your hand!
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BigKoTex, that must be a rhetorical question since you already had your hand in the air!?!
. . . . . . . .
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11-28-2012, 07:19 PM
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#28
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Account Disabled
Join Date: Dec 23, 2009
Location: Central Texas
Posts: 15,047
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Quote:
Originally Posted by I B Hankering
. . . . . . . . ![](http://www.eccie.net/customavatars/avatar2920_4.gif)
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That's the spirit I B. Eat 'em up, Coogs!
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11-28-2012, 09:53 PM
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#29
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Valued Poster
Join Date: Jan 4, 2010
Location: Stillwater, OK
Posts: 3,631
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Here is my story
I had more disposable income my jr/sr year in college, it was nothing to ask a date to drive to OKC for dinner or a play
I worked for the University 20 hours a week
I received my ROTC commission check
I was treasurer of my fraternity so my house bill was free
Per credit hour cost were $12 today I think read it is $178
My two daughters went to ut, ut's books and tuition are in line with other state universities BUT it is the cost of housing. I think we paid like $3000 a month for a 2 bedroom apartment. Whatever is was, I documented my youngest and it cost $100,000 a year and that was over 10 years ago. My ex was a XO and for whatever reason ut's XO did not have as high of a educational requirements that OSU's XO chapter had
This what gets me about ut, unless you can get in the Eng or Biz school why go there, you end up with a liberal arts degree and no job when you graduate
My nephew from Dallas came to OSU/Biz school and he graduated with with a $70,000 job
Go Pokes
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11-28-2012, 10:07 PM
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#30
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Valued Poster
Join Date: Aug 22, 2011
Location: Metroplex USA, Europe and Asia
Posts: 1,474
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in the next 5 yrs, a number of 2nd and 3rd tier universities will be coming out with their own version of the "value education", 4 yr degree programs, in tangible, market driven disciplines that are geared towards the needs of employers, that are priced anywhere from $10-15k/yr tuition.... the brand name universities will continue to demand top-dollar (and get it)
Also, going away to school vs doing the local commute, will be a reversed trend - living home with M&D while going to the local "value" university, will be more the norm than the exception
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