‘The Affordable Care Act: 5 Years Later’ (WH.gov)

[CuteOldGuy]

I don't give a rat's ass what the Eccie Republitards think of me calling Romney a socialist. He's a socialist. I'm not Republican.

[flghtr65]

Originally Posted by nwarounder

And Assurant? Seriously? Their main business isn't, and has never been health insurance. But the fact is most health insurance companies are making people wealthy every day. UHC is the biggest, and the most embedded with the Obama admin, so it is the obvious choice to do extremely well. But Aetna and many others have five fold + increases. Just do some research, find out who is meeting at the whitehouse and the administration, it is not hard. You can either invest and double your money every year or so, or not. I personally don't care.

Ohh, and...
"This is good bill for the middle class and poor people, all the billions of dollars being made by the insurance companies and their investors come from the blood, sweat and tears of the 1%'ers."
Jonathan Gruber

HAHA

This is the first sentence from post #117.

Speaking of five years later, I hope everyone took my advice a few years ago and put all their money in UHC or other insurance companies.

This sentence is flawed you pompous JACKASS. Assurant would be an "other" insurance company. Assurant and BCBS of Tenn certainly did not make Billions of dollars selling health insurance on the government exchanges. BCBS of Tenn lost 139 million dollars on just a small number of policy holders who were "ALREADY SICK".

I did not write don't buy UHC or Aetna. I simply pointed out examples of insurance companies who lost money in the exchange market.

Instead of admitting that your sentence had holes, you had to resort to damage control and spin. No one had even heard of Gruber until recently, so go FUCK yourself.

I make $85,000 a year. I don't need you to educate me on how the stock market can up and down every week. The DJIA has gained 10,000 points since Bush43 left office. There are a lot of stocks out there that have moved 100 points.

[WombRaider]

Originally Posted by CuteOldGuy

I don't give a rat's ass what the Eccie Republitards think of me calling Romney a socialist. He's a socialist. I'm not Republican.

Why is socialism a dirty word to you?

[CuteOldGuy]

Originally Posted by WombRaider

Why is socialism a dirty word to you?

Because it is not freedom.

[wellendowed1911]

Originally Posted by CuteOldGuy

Because it is not freedom.

Fuck off COG you claim to be a libertarian - but all libertarians I know don't hassle people about their faith as long as their faith isn't bothering anyone. You are a fascist you idiot. You claim to be a Gary Johnson supporter but Johnson even stated that he was more liberal than democrats and fiscally more conservative than republicans - you are a fool.

[CuteOldGuy]

You don't know any Libertarians, WeeEndowed. And I think you just threatened me. Besides, how many Libertarians accept your arguments based on you being a "God Fearing Christian" while some paid man or woman has your dick in his/her mouth?

Oh, I don't lessons from you on how to be a Libertarian. And I don't agree with Gary Johnson on everything.

[wellendowed1911]

Originally Posted by CuteOldGuy

You don't know any Libertarians, WeeEndowed. And I think you just threatened me. Besides, how many Libertarians accept your arguments based on you being a "God Fearing Christian" while some paid man or woman has your dick in his/her mouth?

Oh, I don't lessons from you on how to be a Libertarian. And I don't agree with Gary Johnson on everything.

Some of my best friends are libertarian you idiot and my Attorney is a libertarian.

[wellendowed1911]

Originally Posted by CuteOldGuy

Because it is not freedom.

Fuck off COG you claim to be a libertarian - but all libertarians I know don't hassle people about their faith as long as their faith isn't bothering anyone. You are a fascist you idiot. You claim to be a Gary Johnson supporter but Johnson even stated that he was more liberal than democrats and fiscally more conservative than republicans - you are a fool.

[CuteOldGuy]

No worries, Marshall. Have a nice day!

[Ex-CEO]

Originally Posted by flghtr65

This is the first sentence from post #117.

Speaking of five years later, I hope everyone took my advice a few years ago and put all their money in UHC or other insurance companies.

This sentence is flawed you pompous JACKASS. Assurant would be an "other" insurance company. Assurant and BCBS of Tenn certainly did not make Billions of dollars selling health insurance on the government exchanges. BCBS of Tenn lost 139 million dollars on just a small number of policy holders who were "ALREADY SICK".

I did not write don't buy UHC or Aetna. I simply pointed out examples of insurance companies who lost money in the exchange market.

Instead of admitting that your sentence had holes, you had to resort to damage control and spin. No one had even heard of Gruber until recently, so go FUCK yourself.

I make $85,000 a year. I don't need you to educate me on how the stock market can up and down every week. The DJIA has gained 10,000 points since Bush43 left office. There are a lot of stocks out there that have moved 100 points.

Jesus Christ.

You only make $85,000 per year, yet you see fit to come in here and lecture people on how to handle their financial affairs? Why not invest in an education so you can seek out more promising career opportunities?

And you seem like a teenage girl talking about her first crush when you're posting nonstop horseshit about the wonders of Obamacare.

You're almost as much of a hoot as that Wellendowed bozo!

[gnadfly]

Originally Posted by flghtr65

If you have a plan and your son is age 26 or less, he can be on your plan. This is what I see for a single woman age 50 and non smoker on ehealthinsurance.com. The zip code I used for the search was 63102 a downtown St Louis zip code. No other information is needed to do the search, medical history can't be used to determine the monthly premium. They can ask if you smoke.

HCC
Cost per month 241.96
Deductible 1,000
Policy max 2,000,000

UHC (United Health Care)
Cost per month 175.60
Deductible 2,500
Policy Max 1,000,000

HCC
Cost per month 289.25
Deductible 250.00
Policy Max 2,000,000

This would be for 6 months of coverage starting 7/2/15.

You're dangerously stupid. What happened to "health insurance for the cost of a cell phone bill?"

[flghtr65]

Originally Posted by Ex-CEO

Jesus Christ.

You only make $85,000 per year, yet you see fit to come in here and lecture people on how to handle their financial affairs? Why not invest in an education so you can seek out more promising career opportunities?

And you seem like a teenage girl talking about her first crush when you're posting nonstop horseshit about the wonders of Obamacare.

You're almost as much of a hoot as that Wellendowed bozo!

I have a college degree you fucking idiot. I did not advise anyone on how to handle their financial affairs. I wrote that Assurant lost money selling health insurance on the exchange, which is a true statement. What's the problem you can't read? Anyone can put have an ex-ceo userid on a hobby board.

[flghtr65]

Originally Posted by gnadfly

You're dangerously stupid. What happened to "health insurance for the cost of a cell phone bill?"

What online broker do use for getting health insurance quotes? There is no need to go to healthcare.gov to get a quote unless you think you qualify for a subsidy. You can't get through a debate without lying about facts.

[Ex-CEO]

Originally Posted by flghtr65

I have a college degree you fucking idiot. I did not advise anyone on how to handle their financial affairs. I wrote that Assurant lost money selling health insurance on the exchange, which is a true statement. What's the problem you can't read? Anyone can put have an ex-ceo userid on a hobby board.

You're just about the LAST person who has any business calling anyone a fucking idiot.

You have a college degree, eh? Ooooooh! How impressive! (Most college undergraduate degrees are virtually worthless nowadays.)

I'd bet dollars to donuts that you have exactly zero in the way of advanced degrees.

Go back to school and get a real education, loser.

An $85K annual income (which you comically boasted of!), and you're going around hurling insults of other people's intelligence right and left. Fucking priceless!

[IIFFOFRDB]

Why Are the 2016 PPACA Rates All Over The Place? Here Is a Brief List

-The number of people signing up for Obamacare has varied considerably by state and is far below the level of penetration the industry typically needs to create a sustainable risk pool.

-Vermont signing up 75% of the exchange eligible and Iowa only signing up 20%––insurers typically want to see 75% sign-up.

-This year’s results were not encouraging with the states having the best first year enrollment stalling out in 2015––California, Washington, and New York.

-Many carriers are worried that the Obama administration is not going to follow through on its promises to pay off most of a carrier’s losses through the “3Rs” reinsurance program and decided not to wait another year before hiking their rates.

-In December Congress passed legislation requiring that one element of the PPACA 'bailouts'—the risk corridors—be revenue neutral after the administration last year promised it would not be capped.

-S&P recently reported that, “The ACA risk corridor will not receive adequate monies from insurers with profitable exchange business to pay insurers that have unprofitable exchange business.”

-Then there is the permanent and revenue neutral risk adjustor element of the program. Health insurers with the worst claims experience end up getting subsidized by the ones with the best experience. The problem is that the government won’t do this calculation on the last year’s business until after the health plans have to submit the next year’s rates making next year’s rate calculation dicey at best.

-Over the years, it has been common to see one insurance company in the same market dramatically price its business differently than another. Some have more data, some are more patient, some are willing to under price to grab more market share, some have more experience in this market niche, and some just screw it up.

-Health plans are still dealing with incomplete data. Really, they are looking at just one year of claims experience (early 2014 to early 2015) for a brand new book of business in which the enrollment has not been stable. As most healthcare consultants will tell you, three years are typically necessary to give accurate projections.

-What has concerned many actuaries is how the market penetration for Obamacare slowed considerably in year two in the states with the best first year enrollment results. Almost all of the states recorded a second year growth rate of 10% to 20%. A 20% growth rate might sound good, but to hit the original Obamacare enrollment targets in this first three-year ramp-up, we needed to see enrollment double; not grow by a fifth.

Source: Robert Laszewski - the president of Health Policy and Strategy Associates, LLC, a policy consulting firm based in Washington, D.C. His full article is published at Forbes.

http://benefitrevolution.blogspot.co...ver-place.html