I always thought of it as swimmin' neckid. Someone always has to try to hijack long used phrases.
As for me, my skinny dippin will remain as swimmin neckid.
A girl was skinny dippin in a remote swimming hole. A boy happened along and began tying her clothes in knots. Angrily, she grabbed an old washtub that was beside the swimmin hole, held it in front of her and marched toward the boy. She said 'young man, do you know what I'm thinkin? He says 'yep, your thinkin there's a bottom in that washtub'!
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