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01-24-2014, 03:22 PM
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#16
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Account Disabled
Join Date: Sep 3, 2011
Location: Here
Posts: 7,567
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Quote:
Originally Posted by CJ7
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From the looks of that map New Jersey is expanding Medicaid, don't they have a Republican Governor?
Jim
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01-24-2014, 03:36 PM
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#17
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Valued Poster
Join Date: Mar 15, 2010
Location: Greenfield, WI
Posts: 2,163
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Quote:
Originally Posted by JD Barleycorn
No wonder flighter didn't expound on the article. He couldn't. The author, who claims to be a republican though she never said she voted for republicans (she said she DIDN'T vote for democrats), says she loves Obamacare because it gives her husband access to healthcare for a pre-existing condition. Then she talked about a Reagan era law that gave her Cobra (thanks Ronald Reagan) for a time and access to healthcare after it expired (thanks again Ronald Reagan) but now Obamacare saves her life. What she forgot to mention (and so did flighter) is that the GOP had ideas about pre-existing conditions and high risk pools but these were shot down by the Obamacons.
So if you know the facts then you realized that flighter just got on his own six and shot himself in the ass.
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Shot myself? JD you are nuts!!!!!!!
This woman can quote the republican party platform better than you. She is clearly a republican and clearly loves Obamacare. Was Republican Senator Olympia Snowe and Obamacon? She was on the committee that was Chaired by Senator Baucus who voted to put the ACA bill on the floor. Here is what she said. Everyone can make their own opinion.
I’m also quite sure some of you have your fingers hovering over the R-I-N-O keys so let me start by giving you my Republican credentials and political views.
- I’ve never voted for a Democrat in my life other than maybe when I was 18, didn’t know what I was doing and voted for people based on how patriotic their names sounded.
- I’m worried our entitlement programs have turned into a handout and not a hand up. Without better accountability measures, I think our current system traps families in a cycle of poverty.
- I would love to be able to invest my own Social Security money because with the government in charge, I don’t think my money is going to be waiting for me at retirement time.
- I’m concerned with our punitive tax system. We say it’s the American dream for everyone to make it big, but if you succeed, by golly, we’re going to take your money away and give it to someone else.
- I think less government is better government, except in cases of life and death (which is where I think health insurance falls).
So that said, this is why I love the Patient Protection and Affordable Care Act, or Obamacare as it is so affectionately called by some.
I love that it will help ensure everyone has access to care
I’ve been reporting on health reform since before the law passed, and in the early days, there was a lot of concern about government death panels deciding who would get care and who would be left to die.
Well, we already have our own version of death panels: It’s called health insurance. If you have coverage, you get treatment. If not, well, tough for you.
True story: When my husband was diagnosed with esophageal cancer, the parting words of the doctor who did the endoscopy were, no joke, “I hope you have health insurance. Because you’re going to need it.”
Boy, was he right. When I called the cancer center for general information, they asked for our insurance information. When I made the consultation appointment, they asked for our insurance information. When we showed up, they checked our insurance information. In the middle of the consultation, we met with a finance guy who, that’s right, checked our insurance information.
And then get this. We show up for the first chemo visit, my husband is hooked to the IV and the nurse says she needs to wait a minute before getting started. When my husband asked why, she said it was because they needed to reconfirm our insurance coverage. My husband asked what happens if the insurance company says they won’t pay, and the nurse told him they would probably pull us back to meet with a financial adviser and they might need to change the treatment plan.
In other words, if you don’t have health insurance, you get sub-par treatment.
That brings me to the next reason I love Obamacare.
I love that it gives new options for those with pre-existing conditions
If you have only ever had insurance through your workplace, you probably think the health insurance system is great. I know I did when I had group coverage. But if you are one of the 5 percent of Americans who buy their own insurance, it’s a different story.
One huge difference is how pre-existing conditions have been treated under the law. The Health Insurance Portability and Accountability Act of 1996 limited the ability of group insurance plans to exclude coverage for pre-existing conditions. However, no such protection was extended to those buying individual plans. If you had a pre-existing condition and needed to buy your own health insurance, you were up the proverbial creek and without an oar.
Here’s my real-world example – one that helped change my view on health insurance. In the summer of 2010, in anticipation of leaving my office job, which provided our family insurance, I received a quote for individual coverage that was $800 a month with a $7,000 deductible. And that was the good plan out of multiple choices.
My husband was diagnosed with cancer a few months later and then our options dwindled down to exactly zero. Fortunately, a 1986 federal law – the Consolidated Omnibus Budget Reconciliation Act (COBRA) – gave me the right to continue to buy my former workplace policy for 18 months. It cost $1,300 a month but, hey, what else are you going to do if you need coverage?
Then after 18 months, thanks to that same federal law, our insurance provider was required to offer us an individual insurance plan. This mercifully dropped our premiums to $800 a month but gave us a $5,000 deductible. However, we were grateful to just have insurance since my husband’s pre-existing condition meant no one else would cover us.
You may be thinking there were high-risk pools for those with pre-existing conditions, right? Well, in our state, you needed to be uninsured for six months to be eligible. That’s not much help to people who have immediate medical needs.
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01-24-2014, 03:47 PM
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#18
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Account Disabled
Join Date: Jun 19, 2011
Location: Dixie Land
Posts: 22,098
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Quote
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